220 Gemini Trl, Georgetown, KY 40324 Property Records

Scott County property record for 220 Gemini Trl, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1994
Lot Size	0.999 acres (43,516 sqft)
Owner	2 Individual Names on File
Last Sale	$304,000 (Jul 2024)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-30-104.000`

Property Details

APN / Parcel Number

Primary APN	`160-30-104.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	43,516 sqft (0.999 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	220 GEMINI TRL
City	GEORGETOWN
State	KY
Zip	40324-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOONLAKE ESTATES
Legal Subdivision	MOONLAKE ESTATES
Legal Lot Number	310
Jurisdiction	SCOTT KY
Township / Civil Division	STAMPING GROUND
Census Block Group	3
Census Block	3001
Census Tract	40502

Owner

220 Gemini Trl is owned and occupied by two individuals who bought it in July 2024.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 GEMINI TRL, GEORGETOWN, KY 40324-9588
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2024 · Amount on File
Deed Sale	Jul 24, 2024 · Amount on File
Prior Sale	Sep 11, 2020 · Amount on File
Deed Document Number	2024505948
Deed Book / Page	450 / 696
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 11, 2020
Property Address	220 GEMINI TRL, GEORGETOWN, KY 40324-9588
Document Number	D417/500
Book / Page	D417 / 500
Map Reference	CAB 3 SL 1062
Instrument Date	Sep 11, 2020
Instrument	421508
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 SQUIRES POINTE RD, 133, PARIS, KY 40361-9029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 WESTCHESTER DR, LEXINGTON, KY 40502-3328

Mortgage

Document Number	421509
Date	Sep 11, 2020
Instrument	421509

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 220 Gemini Trl was $2,707.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,000 (-)	$304,000 (-)
2025	$2,707.00	$304,000	$304,000
2023	$1,670.00	$184,200 Land $32,000 Building $152,200	$184,200 Land $32,000 Building $152,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Gemini Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Gemini Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20