228 Fairfield Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 228 Fairfield Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,528 sqft · built 1949
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Sep 2002)
Tax Bill	$11,217 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00018-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`10-00018-0000-00010`
Alternative APN	`100001800010`

Interior

Stories	2 Stories
Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Street Address	228 FAIRFIELD AVE
City	MIDDLESEX
State	NJ
Zip	08846-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75X100
Legal Subdivision	WOODLAWN PLACE
Legal Block	18
Legal Lot Number	10
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1009
Census Tract	200

Owner

228 Fairfield Ave is owned and occupied by two individuals who bought it in September 2002.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	228 FAIRFIELD AVE, MIDDLESEX, NJ 08846-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 12, 2021	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2002 · Amount on File
Deed Sale	Sep 3, 2002 · Amount on File
Deed Book / Page	5086 / 618
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	228 FAIRFIELD AVE, MIDDLESEX, NJ 08846-1629
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	UNKNOWN, COVIUS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 FAIRFIELD AVE, MIDDLESEX, NJ 08846-1629

Mortgage

Document Number	0000057493
Date	Sep 23, 2025
Book Page	19830/657
Instrument	2025057493

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	182 Months
Due	Nov 1, 2040

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	228 FAIRFIELD AVE, MIDDLESEX, NJ 08846-1629
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 FAIRFIELD AVE, MIDDLESEX, NJ 08846-1629

Mortgage

Document Number	0000005215
Date	Jan 12, 2021
Book Page	18228/1123
Instrument	2021005215

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	238 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 228 Fairfield Ave was $11,217 with a homeowner's exemption, up 7.2% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,900 (-1.36%) Land $149,300 Building $387,600	$521,900 (-4.08%) Land $149,300 Building $387,600
2025	$11,217.00 (+7.16%)	$529,100	$544,100 Land $149,300 Building $394,800
2024	$10,468.00
2023		$452,400	$467,400 Land $149,300 Building $318,100
2022	$10,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Fairfield Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Fairfield Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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