217 Fairfield Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 217 Fairfield Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,238 sqft · built 1926
Lot Size	0.188 acres (8,194 sqft)
Owner	2 Individual Names on File
Last Sale	$302,500 (Jul 2019)
Tax Bill	$9,277 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00017-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`10-00017-0000-00040`
Alternative APN	`100001700040`

Interior

Stories	2 Stories
Building Area	1,238 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	8,194 sqft (0.188 acres)
Lot Dimensions	163 ft deep x 50 ft wide

Location & Zoning

Street Address	217 FAIRFIELD AVE
City	MIDDLESEX
State	NJ
Zip	08846-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	50X163.83
Legal Subdivision	WOODLAWN PLACE
Legal Block	17
Legal Lot Number	40
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1010
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	217 FAIRFIELD AVE, MIDDLESEX, NJ 08846-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 3, 2018	Deed of Trust, Mortgage · ARM FINANCIAL RESOURCES FCU
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 11, 2019	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Prior Sale	Mar 17, 2005 · Amount on File
Deed Document Number	201953692
Deed Book / Page	17551 / 340
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	217 FAIRFIELD AVE, MIDDLESEX, NJ 08846-1628
Transaction Type	Mortgage
Record Updated	Oct 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 FAIRFIELD AVE, MIDDLESEX, NJ 08846-1628

Mortgage

Document Number	0000054344
Date	Sep 14, 2023
Book Page	19298/1428
Instrument	2023054344

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	217 FAIRFIELD AVE, MIDDLESEX, NJ 08846-1628
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	QUALITY TITLE & ABSTRACT AGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028837
Date	Apr 3, 2018
Book Page	17136/0334
Instrument	201800028837

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	5-Year CMT
Max Rate	8.87%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	217 FAIRFIELD AVE, MIDDLESEX, NJ 08846-1628
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	NU WORLD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066924
Date	May 18, 2021
Book Page	18448/1365
Instrument	2021066924

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 11, 2019
Property Address	217 FAIRFIELD AVE, MIDDLESEX, NJ 08846-1628
Document Number	0000053692
Book / Page	17551 / 0340
Map Reference	MAP 934 FILE 563
Instrument Date	Jun 2, 2019
Instrument	2019053692
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	UNITAS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,734.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 LINGER LONGER DR UNIT 3208, 1001, SUMMERVILLE, SC 29483-9143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 FAIRFIELD AVE, MIDDLESEX, NJ 08846-1628

Mortgage

Document Number	0000053693
Date	Jul 11, 2019
Instrument	2019053693

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,700 (+2.77%) Land $151,100 Building $298,600	$449,700 (+2.77%) Land $151,100 Building $298,600
2025	$9,277.00 (+5.25%)	$437,600 (+14.89%) Land $151,100 Building $286,500	$437,600 (+14.89%) Land $151,100 Building $286,500
2024	$8,814.00 (+14.11%)
2023		$380,900 Land $151,100 Building $229,800	$380,900 Land $151,100 Building $229,800
2022	$7,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	148 (1979–2025)
Claims Outside the SFHA	10 of 148
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 30 claims Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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