228 E Main St, Saint Lucas, IA 52166 Property Records

Fayette County property record for 228 E Main St, Saint Lucas, IA 52166

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 890 sqft · built 1947
Lot Size	0.171 acres (7,452 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Feb 2021)
Tax Bill	$710 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0205452010`

Property Details

APN / Parcel Number

Primary APN	`0205452010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	890 sqft Living Area
1st Floor Area	576 sqft
Attic	Attic
Attic Area	202 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,452 sqft (0.171 acres)
Lot Dimensions	138 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Street Address	228 E MAIN ST
City	SAINT LUCAS
State	IA
Zip	52166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 33'N & 15 RD W & 80'E OF SE COR SW SE TH N 120' E 54'S 120' W 54' TO BEG
Jurisdiction	FAYETTE IA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1024
Census Tract	80700

Owner

228 E Main St is owned by two individuals who bought it in February 2021.

Source: Fayette County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1239 COUNTY ROAD W14, FORT ATKINSON, IA 52144-7407
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK FIRST NATIONAL
Feb 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Deed Document Number	2021624
Deed Book / Page	2021 / 624
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	228 E MAIN ST, SAINT LUCAS, IA 52166
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/733
Date	Mar 5, 2021
Book Page	2021/733
Instrument	2021-733

Lender

Name	BANK FIRST NATIONAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 19, 2022

Interest

Rate Type	Fixed Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Feb 26, 2021
Property Address	228 E MAIN ST, SAINT LUCAS, IA 52166
Document Number	2021/624
Book / Page	2021 / 624
Instrument Date	Feb 26, 2021
Instrument	2021-624
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Tax	$31.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1239 COUNTY ROAD W14, FORT ATKINSON, IA 52144-7407

Tax Assessment & Valuation

The 2026 property tax bill for 228 E Main St was $710.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	St. Lucas City
Unified School District	Turkey Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$710.00	$71,920 (+37.78%) Land $5,290 Building $66,630	$71,920 (+37.78%) Land $5,290 Building $66,630
2025	$710.00 (+5.03%)	$52,200 Land $5,290 Building $46,910	$52,200 Land $5,290 Building $46,910
2024	$676.00
2023		$45,620 (+24.31%) Land $5,290 Building $40,330	$45,620 Land $5,290 Building $40,330
2022	$668.00	$36,700 Land $4,410 Building $32,290
2021			$36,700 Land $4,410 Building $32,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKVILLE RWD serves 135 people · EPA ID IA9644001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

May also be available: Acentek.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Main St

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