207 E Main St, Saint Lucas, IA 52166 Property Records

Fayette County property record for 207 E Main St, Saint Lucas, IA 52166

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,247 sqft · built 1939
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jan 2021)
Tax Bill	$1,690 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0208201029`

Property Details

APN / Parcel Number

Primary APN	`0208201029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,247 sqft Living Area
1st Floor Area	1,110 sqft
Attic	Attic
Attic Area	389 sqft
Basement Area	1,110 sqft
Unfinished Basement	1,110 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Deck Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Water Source	Well

Location & Zoning

Street Address	207 E MAIN ST
City	SAINT LUCAS
State	IA
Zip	52166-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL S NW NE, SURVEY BK 2009/1343
Jurisdiction	FAYETTE IA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1023
Census Tract	80700

Owner

207 E Main St is owned and occupied by an individual who bought it in January 2021.

Source: Fayette County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	207 E MAIN ST, WEST UNION, IA 52175-1221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 15, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 10, 2020	Contract Sale, Transfer
Jan 6, 2021	Warranty Deed, Transfer
Mar 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Prior Sale	Nov 10, 2020 · Amount on File
Deed Document Number	202149
Deed Book / Page	2021 / 49
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	207 E MAIN ST, SAINT LUCAS, IA 52166-7700
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1004
Date	Apr 9, 2020
Book Page	2020/1004
Instrument	1004

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE IA
Property Address	207 E MAIN ST, SAINT LUCAS, IA 52166-7700
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/2116
Date	Jun 15, 2021
Book Page	2021/2116
Instrument	2021-2116

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

November 2020: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	FAYETTE IA
Recording Date	Nov 10, 2020
Property Address	207 E MAIN ST, SAINT LUCAS, IA 52166-7700
Document Number	2020/3502
Book / Page	2020 / 3502
Instrument Date	Nov 10, 2020
Instrument	2020-3502
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 E MAIN ST, WEST UNION, IA 52175-1221

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Jan 6, 2021
Property Address	207 E MAIN ST, SAINT LUCAS, IA 52166-7700
Document Number	2021/49
Book / Page	2021 / 49
Instrument Date	Oct 26, 2020
Instrument	2021-49
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Tax	$87.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E MAIN ST, WEST UNION, IA 52175-1221

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	Mar 29, 2018
Property Address	207 E MAIN ST, SAINT LUCAS, IA 52166-7700
Document Number	2018/791
Book / Page	2018 / 791
Instrument Date	Mar 21, 2018
Instrument	000000000791
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E MAIN ST, SAINT LUCAS, IA 52166-7700

Tax Assessment & Valuation

The 2026 property tax bill for 207 E Main St was $1,690 with a homeowner's exemption.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	St. Lucas City
Unified School District	Turkey Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,690.00	$135,190 (-) Land $18,110 Building $117,080	$135,190 (-) Land $18,110 Building $117,080
2025	$1,690.00 (+4.71%) Homeowner's exemption	$135,190 Land $18,110 Building $117,080	$135,190 Land $18,110 Building $117,080
2024	$1,614.00
2023		$119,270 (+24.1%) Land $18,110 Building $101,160	$119,270 Land $18,110 Building $101,160
2022	$3,308.00 Homeowner's exemption	$96,110 Land $15,090 Building $81,020
2021			$96,110 Land $15,090 Building $81,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

May also be available: Acentek.

Cell Coverage

5G and 4G LTE (outdoors only)

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