227 E College St, Oberlin, OH 44074 Property Records

Lorain County property record for 227 E College St, Oberlin, OH 44074

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,683 sqft · built 1967
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on File
Last Sale	$240,000 (Oct 2025)
Tax Bill	$7,860 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-086-110-016`

Property Details

APN / Parcel Number

Primary APN	`09-00-086-110-016`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,683 sqft Living Area
Gross Area	4,321 sqft
1st Floor Area	2,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Triplex
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	162 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	227 E COLLEGE ST
City	OBERLIN
State	OH
Zip	44074-1339
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	VIETS SUB 66.00 X 162.00
Legal Subdivision	VIETS SUB
Legal Block	110
Legal Lot Number	2
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2006
Census Tract	60100

Owner

227 E College St, a triplex, is owned by a company that bought it in October 2025.

Source: Lorain County records, as of April 23, 2026

Owner of Record	Company Name on File
Mailing Address	802 TOWNSHIP ROAD 1600, ASHLAND, OH 44805-9211
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Fiduciary Deed, Transfer · Commercial Mortgage FARMERS STATE BANK
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit THE OHIO EDUCATIONAL CU INC
Feb 21, 2020	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Feb 21, 2020 · Amount on File
Deed Document Number	202569812
Prior Transfer Date	Feb 19, 2020
Prior Transfer Doc	0000750138
Record Updated	Oct 29, 2026

October 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 1, 2025
Property Address	227 E COLLEGE ST, OBERLIN, OH 44074-1339
Document Number	0000069812
Map Reference	VOL 5 PG 30
Instrument Date	Sep 29, 2025
Instrument	2025-0069812
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	NORTHERN LAND TITLE CORPORATION, NLT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 TOWNSHIP ROAD 1600, ASHLAND, OH 44805-9211

Mortgage

Document Number	0000069813
Date	Oct 1, 2025
Instrument	2025-0069813

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 29, 2045

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	227 E COLLEGE ST, OBERLIN, OH 44074-1339
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000852558
Date	Dec 6, 2021
Instrument	2021-0852558

Lender

Name	THE OHIO EDUCATIONAL CU INC
Type	Credit Union
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 21, 2020
Property Address	227 E COLLEGE ST, OBERLIN, OH 44074-1339
Document Number	0000750138
Instrument Date	Feb 19, 2020
Instrument	750138
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$560.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	227 E COLLEGE ST OBERLIN OH 440741339, OBERLIN, OH 44074-1339

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,860.00 (+59.79%)	$157,465 (+78.64%) Land $6,860 Building $150,605	$449,900 (+78.65%) Land $19,600 Building $430,300
2023	$4,919.00 (+2.69%)	$88,145 (-0.01%) Land $5,177 Building $82,968	$251,840 Land $14,790 Building $237,050
2022	$4,790.00	$88,150 Land $5,180 Building $82,970
2021			$251,840 Land $14,790 Building $237,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 227 E College St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 E College St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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