228 E 5th St, Newport, KY 41071 Property Records

Campbell County property record for 228 E 5th St, Newport, KY 41071

Property Summary

Property Type	Commercial
Lot Size	0.112 acres (4,884 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Jan 2023)
Tax Bill	$369 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-04-249.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-04-249.00`

Exterior

Lot Area	4,884 sqft (0.112 acres)
Lot Dimensions	148 ft deep x 33 ft wide

Location & Zoning

Street Address	228 E 5TH ST
City	NEWPORT
State	KY
Zip	41071-1643
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 4 BELLEVUE 33 X 148
Legal Subdivision	BELLEVUE ADDITION
Legal Lot Number	4
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1013
Census Tract	53200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mansion Hill Historic District (Boundary Increase) listed 1985 · 47 contributing resources · NRIS 85001678

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Campbell County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	187 PAVILION PKWY, NEWPORT, KY 41071-2891
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage WHITEGATE PROPERTIES LLC
Jan 25, 2023	Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST
Apr 4, 2017	Deed of Trust, Transfer ROBERT C & ELLY RISING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Prior Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	20235164617
Deed Book / Page	847 / 788
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	228 E 5TH ST, NEWPORT, KY 41071-1643
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005313970
Date	Dec 6, 2023
Book Page	M2399/200
Instrument	5313970

Lender

Name	WHITEGATE PROPERTIES LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 30, 2024

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jan 25, 2023
Property Address	228 E 5TH ST, NEWPORT, KY 41071-1643
Document Number	0005164617
Book / Page	D847 / 788
Map Reference	PL C-523A
Instrument Date	Dec 30, 2022
Instrument	5164617
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 BITTERSWEET DR, ALEXANDRIA, KY 41001-1300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 PAVILION PKWY # 118, 118, NEWPORT, KY 41071-2891

Mortgage

Document Number	0005164618
Date	Jan 25, 2023
Instrument	5164618

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 30, 2042

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	228 E 5TH ST, NEWPORT, KY 41071-1643
Document Number	0005054726
Book / Page	002105 / 000107
Instrument Date	Apr 4, 2017
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E 5TH ST NEWPORT KY 41071, NEWPORT, KY 41071

Mortgage

Document Number	0005054726
Date	Apr 5, 2017
Book Page	002105/000107
Instrument	5054726

Lender

Name	ROBERT C & ELLY RISING

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 4, 2027

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Newport City
Unified School District	Newport Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$369.00 (-6.58%)	$100,000 (-) Land $100,000	$100,000 (-) Land $100,000
2023	$395.00 (+226.45%)	$100,000 (+233.33%) Land $100,000	$100,000 (+233.33%) Land $100,000
2022	$121.00	$30,000 Land $30,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xiber.

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