226 E 5th St, Newport, KY 41071 Property Records

Campbell County property record for 226 E 5th St, Newport, KY 41071

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,940 sqft · built 1875
Lot Size	0.112 acres (4,884 sqft)
Owner	Company Name on Record
Last Sale	$190,000 (Oct 2021)
Tax Bill	$1,361 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-04-248.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-04-248.00`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,940 sqft Living Area

Exterior

Year Built	Built 1875
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,884 sqft (0.112 acres)
Lot Dimensions	148 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999904248.00
Street Address	226 E 5TH ST
City	NEWPORT
State	KY
Zip	41071-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BELLEVUE 33 X 148 226 E 5TH STREET
Legal Subdivision	BELLEVUE ADDITION
Legal Lot Number	5
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1013
Census Tract	53200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mansion Hill Historic District (Boundary Increase) listed 1985 · 47 contributing resources · NRIS 85001678

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	187 PAVILION PKWY, NEWPORT, KY 41071-2891
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage WHITEGATE PROPERTIES LLC
Jun 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC
Oct 4, 2022	Deed of Trust, Mortgage MARK R WADLINGTON
Oct 1, 2021	Warranty Deed, Transfer · Balloon Mortgage GOLDEN EMPIRE MORTGAGE INC
Apr 4, 2017	Deed of Trust, Transfer · Conventional Mortgage ROBERT C & ELLY RISING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	5141217
Deed Book / Page	D830 / 182
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	226 E 5TH ST, NEWPORT, KY 41071-1870
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005313970
Date	Dec 6, 2023
Book Page	M2399/200
Instrument	5313970

Lender

Name	WHITEGATE PROPERTIES LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 30, 2024

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	226 E 5TH ST, NEWPORT, KY 41071-1870
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005180006
Date	Jun 27, 2023
Book Page	M2383/609
Instrument	5180006

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Type	Non-Lending Institution
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	226 E 5TH ST, NEWPORT, KY 41071-1870
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E 5TH ST, NEWPORT, KY 41071-1870

Mortgage

Document Number	0005160221
Date	Oct 4, 2022
Book Page	M2360/383
Instrument	5160221

Lender

Name	MARK R WADLINGTON
Type	Private Party
Address	1460 COPPER GLEN DR, LEXINGTON, KY 40514

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Apr 29, 2023

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Oct 1, 2021
Property Address	226 E 5TH ST, NEWPORT, KY 41071-1870
Document Number	0005141217
Book / Page	D830 / 182
Instrument Date	Sep 29, 2021
Instrument	5141217
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 BITTERSWEET DR, 32, ALEXANDRIA, KY 41001-1300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 PAVILION PKWY # 118, 118, NEWPORT, KY 41071-2891

Mortgage

Document Number	0005141218
Date	Oct 1, 2021
Instrument	5141218

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 29, 2022

April 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	226 E 5TH ST, NEWPORT, KY 41071-1870
Document Number	0005054724
Book / Page	002105 / 000105
Instrument Date	Apr 4, 2017
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 E 5TH ST NEWPORT KY 410711870, NEWPORT, KY 41071-1870

Mortgage

Document Number	0005054724
Date	Apr 5, 2017
Book Page	002105/000105
Instrument	5054724

Lender

Name	ROBERT C & ELLY RISING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 4, 2027

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Newport City
Unified School District	Newport Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,361.00 (+37.89%)	$369,000 (+47.6%) Land $75,000 Building $294,000	$369,000 (+47.6%) Land $75,000 Building $294,000
2023	$987.00 (-2.47%)	$250,000 (-) Land $15,000 Building $235,000	$250,000 (-) Land $15,000 Building $235,000
2022	$1,012.00	$250,000 Land $15,000 Building $235,000	$250,000 Land $15,000 Building $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xiber.

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