228 Cider Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 228 Cider Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,620 sqft · built 2002
Lot Size	2.6 acres (113,604 sqft)
Owner	2 Individual Names on File
Last Sale	$107,000 (Jan 2016)
Tax Bill	$1,640 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44641`

Property Details

APN / Parcel Number

Primary APN	`44641`
Alternative APN	`1310616`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,620 sqft Finished Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Footing
Lot Area	113,604 sqft (2.6 acres)

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Deck Area	150 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1310616
Street Address	228 CIDER DR
City	SHELBY
State	NC
Zip	28152-8928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#41PB18-32APPLEHILLACSEC2 MAP2
Legal Subdivision	APPLE HILL ACRE
Legal Block	1
Legal Lot Number	38
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2004
Census Tract	950702

Owner

228 Cider Dr is owned and occupied by two individuals who bought it in January 2016.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	228 CIDER DR, SHELBY, NC 28152-8928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2016 · Amount on File
Deed Sale	Jan 25, 2016 · Amount on File
Deed Document Number	2016600
Deed Book / Page	1712 / 684
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	228 CIDER DR, SHELBY, NC 28152-8928
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018570648
Date	Nov 12, 2021
Book Page	1857/648
Instrument	200064120

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 228 Cider Dr was $1,640, up 2.6% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,640.00 (+2.63%)	$251,749 (-) Land $34,346 Building $217,403	$251,749 (-) Land $34,346 Building $217,403
2025	$1,598.00	$251,749 Land $34,346 Building $217,403	$251,749 Land $34,346 Building $217,403
2023		$166,650 Land $29,090 Building $137,560	$166,650 Land $29,090 Building $137,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Cider Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Cider Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20