Cleveland County property record for 226 Cider Dr, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,000 sqft · built 1992 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Apr 2026) |
| Tax Bill | $1,321 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44640 |
| Primary APN | 44640 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,000 sqft Finished Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 120 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1348024 |
|---|---|
| Street Address | 226 CIDER DR |
| City | SHELBY |
| State | NC |
| Zip | 28152-8928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | #40 PB18-32 APPLE HILL AC SEC 2 MAP 2 |
| Legal Subdivision | APPLE HILL |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950702 |
226 Cider Dr is owned by an individual who bought it in April 2026.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2421 HONEY HAVEN FARM RD, SHELBY, NC 28152-8067 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| May 18, 2022 | Intrafamily Transfer, Transfer · Commercial Mortgage CARRIE MAYNARD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on File |
| Deed Sale | Apr 2, 2026 · Amount on File |
| Prior Sale | Jan 22, 2014 · Amount on File |
| Deed Document Number | 2026200126507 |
| Deed Book / Page | 1970 / 2269 |
| Prior Transfer Date | May 9, 2022 |
| Prior Transfer Doc | 0018730935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 2, 2026 |
| Property Address | 226 CIDER DR, SHELBY, NC 28152-8928 |
| Document Number | 0200126507 |
| Book / Page | 1970 / 2269 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 2026200126507 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2421 HONEY HAVEN FARM RD, SHELBY, NC 28152-8067 |
| Document Number | 0200126508, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 2026200126508 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Number | 0200126509, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 1970/2296 |
| Instrument | 2026200126509 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 5 Months |
| Due | Apr 1, 2031 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 18, 2022 |
| Property Address | 226 CIDER DR, SHELBY, NC 28152-8928 |
| Document Number | 0018730935 |
| Book / Page | 1873 / 935 |
| Map Reference | MB 18 PG 32 |
| Instrument Date | May 9, 2022 |
| Instrument | 200073083 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 CIDER DR, 226, SHELBY, NC 28152-8928 |
| Name | Verified Name |
|---|---|
| Address | 226 CIDER DR, SHELBY, NC 28152-8928 |
| Document Number | 0001873939 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 1873/939 |
| Name | CARRIE MAYNARD |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 182 Months |
| Due | Jul 1, 2037 |
The 2026 property tax bill for 226 Cider Dr was $1,321, up 5.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,321.00 (+5.93%) | $196,514 (-) Land $15,561 Building $180,953 | $196,514 (-) Land $15,561 Building $180,953 |
| 2025 | $1,247.00 | $196,514 Land $15,561 Building $180,953 | $196,514 Land $15,561 Building $180,953 |
| 2023 | $110,418 Land $11,291 Building $99,127 | $110,418 Land $11,291 Building $99,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 226 Cider Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 226 Cider Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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