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228 Bluestem Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 228 Bluestem Ln, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,357 sqft · built 2019
Lot Size0.173 acres (7,579 sqft)
Owner2 Individual Names on Record
Last Sale$201,768 (Jun 2019)
Tax Bill$3,462 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT190300141

Property Details

APN / Parcel Number

Primary APNT190300141
Alternative APN
  • 2-0042-C700-00-045C.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,357 sqft Living Area
Basement Area1,357 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialComposition/Composite
Lot Area7,579 sqft (0.173 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT190300141
Street Address228 BLUESTEM LN
CityO FALLON
StateMO
Zip63366-4115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE CROSSING #2 LOT 45C
Legal Range03E
Legal Township47N
Legal SubdivisionCOBBLESTONE CROSSING #2
Legal Lot Number45C
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2023
Census Tract311801

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address228 BLUESTEM LN, O FALLON, MO 63366-4115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOW VA RATES LLC
Jun 14, 2019Grant Deed, Subdivision Related Transfer · FHA Mortgage
BUSEY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2019 · Amount on Record
Deed SaleJun 14, 2019 · Amount on Record
Deed Document Number0070891643
Deed Book / Page7089 / 1643
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address228 BLUESTEM LN, O FALLON, MO 63366-4115
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 BLUESTEM LN, O FALLON, MO 63366-4115

Mortgage

Document Number2021R029836
DateApr 6, 2021
Instrument2021R-029836
Lender
NameLOW VA RATES LLC
TypeNon-Lending Institution
AddressLINDON, UT 84042
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

June 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateJun 14, 2019
Property Address228 BLUESTEM LN, O FALLON, MO 63366-4115
Document Number0070891643
Book / Page007089 / 001643
Instrument DateJun 13, 2019
Instrument293660
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 14, 2019
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address228 BLUESTEM LN O FALLON MO 633664115, O FALLON, MO 63366-4115

Mortgage

Document Number70891645
DateJun 14, 2019
Book Page007089/001645
Instrument293670
Lender
NameBUSEY BK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,462.00$53,806 (-0.52%)$283,191 (-0.52%) Land $60,000 Building $223,191
2023$54,087
2022$284,667 Land $50,000 Building $234,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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