224 Bluestem Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 224 Bluestem Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,584 sqft · built 2019
Lot Size	0.173 acres (7,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,023 (Jun 2019)
Tax Bill	$4,765 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T190300139`

Property Details

APN / Parcel Number

Primary APN	`T190300139`
Alternative APN	`2-0042-C700-00-043C.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,584 sqft Living Area
Basement Area	1,232 sqft

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	7,579 sqft (0.173 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T190300139
Street Address	224 BLUESTEM LN
City	O FALLON
State	MO
Zip	63366-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE CROSSING #2 LOT 43C
Legal Range	03E
Legal Township	47N
Legal Subdivision	COBBLESTONE CROSSING #2
Legal Lot Number	43C
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2023
Census Tract	311801

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 BLUESTEM LN, O FALLON, MO 63366-4115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit TOGETHER CU
Nov 23, 2020	Deed of Trust, Mortgage FLAT BR MTG
Jun 21, 2019	Grant Deed, Subdivision Related Transfer FLAT BR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	0007093877
Deed Book / Page	7093 / 877
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	224 BLUESTEM LN, O FALLON, MO 63366-4115
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 BLUESTEM LN, O FALLON, MO 63366-4115

Mortgage

Document Number	0000030619
Date	Aug 1, 2023
Instrument	2023R-030619

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	224 BLUESTEM LN, O FALLON, MO 63366-4115
Document Number	0000094744
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	224 BLUESTEM LN O FALLON MO 633664115, O FALLON, MO 63366-4115

Mortgage

Document Number	0000094744
Date	Dec 4, 2020
Instrument	94744

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 21, 2019
Property Address	224 BLUESTEM LN, O FALLON, MO 63366-4115
Document Number	0070930877
Book / Page	007093 / 000877
Instrument Date	Jun 20, 2019
Instrument	308700
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	224 BLUESTEM LN O FALLON MO 633664115, O FALLON, MO 63366-4115

Mortgage

Document Number	70930879
Date	Jun 21, 2019
Book Page	007093/000879
Instrument	308710

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,765.00	$74,296 (+2.96%)	$391,030 (+2.96%) Land $60,000 Building $331,030
2023		$72,157
2022			$379,774 Land $50,000 Building $329,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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