228 Birch Tree Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 228 Birch Tree Loop, Oxford, MS 38655 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	2,134 sqft Living Area
Lot Size	13,438 sqft (0.308 acres)
Occupancy	Owner Occupied
Last Sale	$310,331 (2023)
Tax Bill	$3,225.00 (2025)

Owner

Source: Lafayette County records · APN 185Y-21-072.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	228 BIRCH TREE LOOP, OXFORD, MS 38655-6910
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE
Jul 06, 2023	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Aug 03, 2017	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2023 · Amount on Record
Deed Sale	Jul 06, 2023 · Amount on Record
Prior Sale	Aug 03, 2017 · Amount on Record
Deed Doc Number	20235017
Prior Transfer Date	Jun 26, 2008
Prior Transfer Doc	200806336
Record Refreshed	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	228 BIRCH TREE LOOP, OXFORD, MS 38655-6910
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 BIRCH TREE LOOP, OXFORD, MS 38655-6910

Mortgage

Document Number	0202601865
Date	Mar 12, 2026
Instrument	2026-01865

Lender

Name	ROCKET MORTGAGE
Address	MADISON HEIGHTS, MI 48071

Agreement

Amount	Amount Recorded
Term	328 Months
Due	Jul 01, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 06, 2023
Property Address	228 BIRCH TREE LOOP, OXFORD, MS 38655-6910
Document Number	0020235017
Map Reference	CAB B SL 149
Instrument Date	Jun 23, 2023
Instrument	2023-5017
Transaction Type	Transfer
Record Updated	Aug 07, 2023

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 LONGEST RD, OXFORD, MS 38655-2214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	228 BIRCH TREE LOOP, OXFORD, MS 38655-6910

Mortgage

Document Number	0020235018
Date	Jul 06, 2023
Instrument	2023-5018

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	228 BIRCH TREE LOOP, OXFORD, MS 38655-6910
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MISSISSIPPI TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100916
Date	Jan 27, 2021
Instrument	202100916

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Aug 03, 2017
Property Address	228 BIRCH TREE LOOP, OXFORD, MS 38655-6910
Document Number	201706704
Map Reference	CAB B SL 149
Instrument Date	Jul 29, 2017
Instrument	201706704
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 BROADWAY APT 803, 1204, LUBBOCK, TX 79401-3240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 BIRCH TREE LOOP, OXFORD, MS 38655-6910

Mortgage

Document Number	201706705
Date	Aug 03, 2017
Instrument	201706705

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Lafayette County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,225.00 (+21.1%)	$30,726 (+23.07%)	$204,840 (+23.07%) Land $35,000 Building $169,840
2023	$2,663.00 (-1.55%)	$24,966 (-)	$166,440 (-) Land $35,000 Building $131,440
2022	$2,705.00	$24,966	$166,440 Land $35,000 Building $131,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 40% of Mississippi
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`185Y-21-072.00`
Alternative APN	`29882`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,134 sqft Living Area
1st Floor	1,558 sqft 1st Floor
2nd Floor	159 sqft 2nd Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer Exterior
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	13,438 sqft (0.308 acres)
Depth X Width	158 ft x 88.7 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	29882
Street Address	228 BIRCH TREE LOOP
City	OXFORD
State	MS
Zip	38655-6910
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 94 YOCONA RIDGE PH II
Legal Range	03W
Legal Township	09S
Legal Section	21
Legal Subdivision	YOCONA RIDGE PH II
Legal Phase	2
Legal Lot Number	94
Jurisdiction	LAFAYETTE MS
Minor Civil Division	4
Census Blockgroup	1
Census Block	1034
Census Tract	950506

228 Birch Tree Loop, Oxford, MS 38655 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Birch Tree Loop

Nearby Streets

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