Lafayette County property record for 227 Birch Tree Loop, Oxford, MS 38655 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,179 sqft Living Area |
| Lot Size | 19,157 sqft (0.44 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $91,770 (2025) |
| Tax Bill | $1,869.00 (2025) |
Source: Lafayette County records · APN 185Y-21-093.00
Assessment roll updated April 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 21, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 24, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Mar 24, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Mar 24, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Mar 24, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Dec 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage BANKPLUS |
| Feb 18, 2020 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| May 10, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HAMILTON MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Prior Sale | Feb 18, 2020 · Amount on Record |
| Deed Doc Number | 202511572 |
| Prior Transfer Date | Sep 15, 2023 |
| Prior Transfer Doc | 0000007379 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202104107 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 202104107 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | BORING, MD 21020 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202104108 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 202104108 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Document Number | 0202202701 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-02701 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Document Number | 0202202704 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-02704 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Document Number | 0202202703 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-02703 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Document Number | 0202202702 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022-02702 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Dec 22, 2025 |
| Property Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Document Number | 0202511572 |
| Map Reference | CAB B SL 149 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025-11572 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 COUNTY ROAD 420, OXFORD, MS 38655-8256 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Document Number | 0202511575 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025-11575 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Feb 18, 2020 |
| Property Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Document Number | 0202001345 |
| Map Reference | CAB B SL 149 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 202001345 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Document Number | 0202001347 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 202001347 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | May 10, 2017 |
| Property Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Document Number | 0201703709 |
| Map Reference | CAB B SL 149 |
| Instrument Date | May 09, 2017 |
| Instrument | 201703709 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 646 W 22ND ST # ST4, ST4, SAN PEDRO, CA 90731-5972 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 227 BIRCH TREE LOOP, OXFORD, MS 38655-6911 |
| Document Number | 0201703710 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 201703710 |
| Name | HAMILTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Lafayette County School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,869.00 (+25.35%) Homeowner's exemption | $20,669 (+23.1%) | $206,690 (+23.1%) Land $35,000 Building $171,690 |
| 2023 | $1,491.00 Homeowner's exemption | $16,791 | $167,910 Land $35,000 Building $132,910 |
Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 40% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,136 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 185Y-21-093.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,179 sqft Living Area |
| 1st Floor | 1,652 sqft 1st Floor |
| 2nd Floor | 151 sqft 2nd Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,157 sqft (0.44 acres) |
| Depth X Width | 262 ft x 84.2 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 29903 |
|---|---|
| Street Address | 227 BIRCH TREE LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-6911 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 93 YOCONA RIDGE PH II |
| Legal Range | 03W |
| Legal Township | 09S |
| Legal Section | 21 |
| Legal Subdivision | YOCONA RIDGE PH II |
| Legal Phase | 2 |
| Legal Lot Number | 93 |
| Jurisdiction | LAFAYETTE MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1034 |
| Census Tract | 950506 |
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