Kenton County property record for 228 Berry St, Covington, KY 41011 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Square Footage | 1,989 sqft Finished Area |
| Lot Size | 3,275 sqft (0.075 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $455,000 (2024) |
| Tax Bill | $6,028.00 (2025) |
Source: Kenton County records · APN 054-22-26-021.00
Assessment roll updated December 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 228 BERRY ST, COVINGTON, KY 41011-3010 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK INC |
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2024 · Amount on Record |
| Deed Sale | May 09, 2024 · Amount on Record |
| Prior Sale | Nov 26, 2007 · Amount on Record |
| Deed Doc Number | 2024155 |
| Deed Book / Page | 283 / 927 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 10, 2026 |
| Property Address | 228 BERRY ST, COVINGTON, KY 41011-3010 |
| Document Number | 0000006915 |
| Book / Page | 411 / 546 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 20266915 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 228 BERRY ST, COVINGTON, KY 41011-3010 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006915, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 411/546 |
| Instrument | 20266915 |
| Name | CITIZENS BANK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 17, 2021 |
| Property Address | 228 BERRY ST, COVINGTON, KY 41011-3010 |
| Document Number | 0005900400 |
| Book / Page | 111 / 703 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 21081705900400 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 LANIE JEN TRL, 23, ADDYSTON, OH 45001-2549 |
| Name | Verified Name |
|---|---|
| Address | 228 BERRY ST, COVINGTON, KY 41011-3010 |
| Document Number | 0005900401 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 21081705900401 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,028.00 (+13.44%) | $455,000 (+14.04%) Land $5,000 Building $450,000 | $455,000 (+14.04%) Land $5,000 Building $450,000 |
| 2023 | $5,314.00 | $399,000 Land $5,000 Building $394,000 | $399,000 Land $5,000 Building $394,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Lee-Holman Historic District listed 1996 · 152 contributing resources · NRIS 96000798 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 054-22-26-021.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,989 sqft Finished Area |
| Stories | 2 Stories |
| Exterior Material | Brick Exterior |
|---|---|
| Roof Material | Metal Roof |
| Lot Area | 3,275 sqft (0.075 acres) |
| Depth X Width | 131 ft x 25 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 228 BERRY ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3010 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SANFORD (A P) PT LOT 6 25'X 131' |
| Legal Subdivision | SANFORD (A P) |
| Legal Lot Number | 6 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 60700 |
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