226 Berry St, Covington, KY 41011 Property Records

Kenton County property record for 226 Berry St, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,261 sqft
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Sep 2021)
Tax Bill$4,173 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054-22-26-020.00

Property Details

APN / Parcel Number

Primary APN054-22-26-020.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories3 Stories
Building Area2,261 sqft Finished Area
Gross Area2,469 sqft

Exterior

Exterior MaterialCombination
Foundation TypeStone
Roof MaterialMetal
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions131 ft deep x 26 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number0542226020.00
Street Address226 BERRY ST
CityCOVINGTON
StateKY
Zip41011-3010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANFORD (A P) PT LOT 6
Legal SubdivisionSANFORD (A P)
Legal Lot Number6
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2011
Census Tract60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lee-Holman Historic District
listed 1996 · 152 contributing resources · NRIS 96000798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address226 BERRY ST, COVINGTON, KY 41011-3010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Warranty Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC
Dec 19, 2017Warranty Deed, Transfer · Conventional with PMI
HOMESERVICES LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 22, 2021 · Amount on Record
Deed SaleSep 22, 2021 · Amount on Record
Prior SaleDec 19, 2017 · Amount on Record
Deed Document Number0000119660
Deed Book / Page119 / 660
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 22, 2021
Property Address226 BERRY ST, COVINGTON, KY 41011-3010
Document Number0005900353
Book / Page119 / 660
Map ReferencePL 215
Instrument DateSep 17, 2021
Instrument21092205900353
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1696 ROCKLEIGH RD, 1696, DAYTON, OH 45458-6048

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address226 BERRY ST, COVINGTON, KY 41011-3010

Mortgage

Document Number0005900354
DateSep 22, 2021
Book Page275/562
Instrument21092205900354
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 19, 2017
Property Address226 BERRY ST, COVINGTON, KY 41011-3010
Document Number0000000290
Book / Page0C6319 / 000088
Instrument DateDec 1, 2017
Instrument290
Transaction TypeTransfer
Record UpdatedJan 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$172.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 BERRY ST COVINGTON KY 410113010, COVINGTON, KY 41011-3010

Mortgage

Document Number291
DateDec 19, 2017
Book Page0C6319/000091
Instrument291
Lender
NameHOMESERVICES LNDG
AddressWEST DES MOINES, IA 50266
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 18, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,173.00 (-0.52%)$315,000 (-) Land $5,000 Building $310,000$315,000 (-) Land $5,000 Building $310,000
2023$4,195.00$315,000 Land $5,000 Building $310,000$315,000 Land $5,000 Building $310,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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