228 3rd St, Berthoud, CO 80513 Property Records

Larimer County property record for 228 3rd St, Berthoud, CO 80513

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,218 sqft · built 1997
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Nov 2020)
Tax Bill	$2,385 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94231-83-002`

Property Details

APN / Parcel Number

Primary APN	`94231-83-002`
Alternative APN	`R1529684`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
Basement Area	1,201 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1529684
Old Parcel Number	9423183002
Street Address	228 3RD ST
City	BERTHOUD
State	CO
Zip	80513-1496
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 2, LONGSPEAK TOWNHOMES SUB, BER
Legal Range	69
Legal Township	04
Legal Section	23
Legal Quarter	NE
Legal Subdivision	LONGSPEAK TOWNHOMES
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4020
Census Tract	2700

Owner

Source: Larimer County records · APN 94231-83-002

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	228 S 3RD ST, BERTHOUD, CO 80513-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2020 · Amount on Record
Deed Sale	Nov 09, 2020 · Amount on Record
Prior Sale	Dec 08, 2015
Deed Document Number	20200092957
Record Updated	Jun 08, 2026

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 09, 2020
Property Address	228 S 3RD ST, BERTHOUD, CO 80513-1431
Document Number	0000092957
Instrument Date	Nov 06, 2020
Instrument	20200092957
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$31.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 S 3RD ST, BERTHOUD, CO 80513-1431

Mortgage

Document Number	0000092958
Date	Nov 09, 2020
Instrument	20200092958

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,385.00 (+17.43%)	$23,569 (-7.91%) Land $1,875 Building $21,694	$377,100 (-1.28%) Land $30,000 Building $347,100
2023	$2,031.00 (-4.02%)	$25,594 (+15.95%) Land $2,010 Building $23,584	$382,000 (+20.28%) Land $30,000 Building $352,000
2022	$2,116.00	$22,073 Land $2,085 Building $19,988	$317,600 Land $30,000 Building $287,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Inventive Wireless of Nebraska Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Smiling J.

Based on FCC filings for 629 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF BERTHOUD serves 14,211 people
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.