204 3rd St, Berthoud, CO 80513 Property Records

Larimer County property record for 204 3rd St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1975
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Apr 2023)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94231-37-010`

Property Details

APN / Parcel Number

Primary APN	`94231-37-010`
Alternative APN	`R0484792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,216 sqft Living Area
Basement Area	384 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0484792
Old Parcel Number	9423137010
Street Address	204 3RD ST
City	BERTHOUD
State	CO
Zip	80513-1496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 5, BLK 5, GREER 2ND, BER DESC AS BEG AT NE COR LOT 5, TH ALG ARC CUR L, RAD 1482.69 FT, 80.81 FT, L/C S 4 27' 45 E 80.
Legal Range	69
Legal Township	04
Legal Section	23
Legal Quarter	NE
Legal Subdivision	GREER
Legal Block	5
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4020
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	204 S 3RD ST, BERTHOUD, CO 80513-1403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GROUP MORTGAGE LLC
Jul 20, 2023	Deed of Trust, Mortgage · FHA Mortgage ELEVATIONS CU
Apr 26, 2023	Warranty Deed, Transfer · FHA Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Dec 12, 2016 · Amount on Record
Deed Document Number	20230016436
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	204 3RD ST, BERTHOUD, CO 80513-1496
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, GUARANTEED TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027882
Date	Mar 19, 2021
Instrument	20210027882

Lender

Name	GROUP MORTGAGE LLC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	204 3RD ST, BERTHOUD, CO 80513-1496
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	CANTON TITLE, CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 S 3RD ST, BERTHOUD, CO 80513-1403
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030953
Date	Jul 20, 2023
Instrument	20230030953

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 26, 2023
Property Address	204 3RD ST, BERTHOUD, CO 80513-1496
Document Number	0000016436
Instrument Date	Apr 21, 2023
Instrument	20230016436
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CANYON TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 S 3RD ST, BERTHOUD, CO 80513-1403

Mortgage

Document Number	0000016437
Date	Apr 26, 2023
Instrument	20230016437

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0000016438
Date	Apr 26, 2023
Instrument	20230016438

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,453.00 (+10.55%)	$24,244 (-12.22%) Land $1,919 Building $22,325	$387,900 (-5.9%) Land $30,700 Building $357,200
2023	$2,219.00 (+14.38%)	$27,618 (+36.51%) Land $2,057 Building $25,561	$412,200 (+41.6%) Land $30,700 Building $381,500
2022	$1,940.00	$20,232 Land $2,134 Building $18,098	$291,100 Land $30,700 Building $260,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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