228 2nd St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 228 2nd St, Scotia, NY 12302

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 2,154 sqft · built 1936
Lot Size0.151 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$158,000 (Feb 2022)
Tax Bill$6,770 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422201 38.28-1-66.1

Property Details

APN / Parcel Number

Primary APN422201 38.28-1-66.1
Alternative APNs
  • 220103802800010660010000
  • A10311

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,154 sqft Total Area
1st Floor Area1,266 sqft
2nd Floor Area888 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions100 ft deep x 66 ft wide
PorchSlab
Porch Area276 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA10311
Street Address228 2ND ST
CitySCHENECTADY
StateNY
Zip12302-2022
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRES
Legal DescriptionSCO HILDS MAP 1 L104-105 HLAPT
Legal Block1
Legal Lot Number66.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group1
Census Block1025
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address228 2ND ST, SCHENECTADY, NY 12302-2022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Feb 3, 2022Warranty Deed, Transfer · Conventional Mortgage
BETHPAGE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2022 · Amount on Record
Deed SaleFeb 3, 2022 · Amount on Record
Prior SaleApr 2, 1999 · Amount on Record
Deed Document Number20225977
Deed Book / Page2078 / 252
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateAug 5, 2026
Property Address228 2ND ST, SCHENECTADY, NY 12302-2022
Document Number0000017518
Instrument DateJun 13, 2026
Instrument202617518
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyLAND BOUND SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 2ND ST, SCHENECTADY, NY 12302-2022

Mortgage

Document Number0000017518,
DateAug 5, 2026
Instrument202617518
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 28, 2056
Interest
Rate6.36%
Max Rate-1%

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 3, 2022
Property Address228 2ND ST, SCHENECTADY, NY 12302-2022
Document Number0000005977
Book / Page2078 / 252
Map ReferenceCAB B MAP 149
Instrument DateJan 5, 2022
Instrument202205977
Transaction TypeTransfer
Record UpdatedFeb 14, 2022
Title CompanyEAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$632.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 51, GREENFIELD CENTER, NY 12833-0051

Transferred To (Grantee/Buyer)

NameVerified Name
Address8956 212TH ST, QUEENS VILLAGE, NY 11427-2333

Mortgage

Document Number0000005978
DateFeb 3, 2022
Instrument202205978
Lender
NameBETHPAGE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,770.00 (+2.54%)
2025$6,602.00$129,500 (-) Land $16,200 Building $113,300$235,455 (+23.64%) Land $29,455 Building $206,000
2023$129,500 Land $16,200 Building $113,300$190,441 Land $23,824 Building $166,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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