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214 2nd St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 214 2nd St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,552 sqft · built 1920
Lot Size0.075 acres (3,300 sqft)
Owner2 Individual Names on File
Last Sale$291,000 (Dec 2023)
Tax Bill$6,031 (2025)
Deeds & MortgagesJan 2026 Mortgage
Dec 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422201 38.28-1-60

Property Details

APN / Parcel Number

Primary APN422201 38.28-1-60
Alternative APNs
  • 220103802800010600000000
  • A10304

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,552 sqft Living Area
1st Floor Area736 sqft
2nd Floor Area816 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialWood
Lot Area3,300 sqft (0.075 acres)
Lot Dimensions100 ft deep x 33 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA10304
Street Address214 2ND ST
CitySCHENECTADY
StateNY
Zip12302-2022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSCOTIA HIGHLANDS = 1 L112 HLG
Legal Block1
Legal Lot Number60.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group1
Census Block1025
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records · APN 422201 38.28-1-60

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address214 2ND ST, SCHENECTADY, NY 12302-2022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Dec 19, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
May 04, 2023Referee's Deed, Foreclosure
PAC ABSTRACT & TTL SVCS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2023 · Amount on Record
Deed SaleDec 19, 2023 · Amount on Record
Prior SaleMay 04, 2023 · Amount on Record
Deed Document Number202371276
Deed Book / Page2121 / 557
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address214 2ND ST, SCOTIA, NY 12302-2022
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyOLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NATIONAL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 2ND ST, SCOTIA, NY 12302-2022

Mortgage

Document Number0000002228
DateJan 30, 2026
Instrument202602228
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateFeb 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.8%
IndexSOFR Average 30-Day
Margin3
Max Rate10.8%

December 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 19, 2023
Property Address214 2ND ST, SCOTIA, NY 12302-2022
Document Number0000071276
Book / Page2121 / 557
Instrument DateNov 28, 2023
Instrument202371276
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 03, 2026
Title CompanySPA CITY TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,164.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address334 MCCLELLAN ST, SCHENECTADY, NY 12304-1132

Transferred To (Grantee/Buyer)

NameVerified Name
Address6208 OAK HILL CIR, RENSSELAER, NY 12144-8800

Mortgage

Document Number0000071277
DateDec 19, 2023
Instrument202371277
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateDec 01, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change12.5%
IndexSOFR Average 30-Day
Margin3
Max Rate12.5%

May 2023: Referee's Deed, Foreclosure

Document TypeReferee's Deed
JurisdictionSCHENECTADY NY
Recording DateMay 04, 2023
Property Address214 2ND ST, SCOTIA, NY 12302-2022
Document Number0000025574
Book / Page2107 / 148
Instrument DateApr 11, 2023
Instrument202325574
Transaction TypeForeclosure
Record UpdatedMay 19, 2023
Title CompanyPAC ABSTRACT & TTL SVCS LLC

Transaction

AmountAmount Recorded
Tax$410.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address334 MCCLELLAN ST, SCHENECTADY, NY 12304-1132

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,031.00$141,300 (+19.44%) Land $12,100 Building $129,200$256,909 (+47.67%) Land $22,000 Building $234,909
2023$118,300 (-) Land $12,100 Building $106,200$173,971 (+10.29%) Land $17,794 Building $156,177
2022$118,300 Land $12,100 Building $106,200$157,733 Land $16,133 Building $141,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 821 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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