2278 Nikki Ridge Dr E, Nesbit, MS 38651 Property Records

DeSoto County property record for 2278 Nikki Ridge Dr E, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,789 sqft · built 2017
Lot Size	1.76 acres (76,666 sqft)
Owner	Individual Name on File
Tax Bill	$2,313 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-08-5-21-03-0-00037-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-5-21-03-0-00037-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,789 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	76,666 sqft (1.76 acres)

Location & Zoning

Street Address	2278 NIKKI RIDGE DR E
City	NESBIT
State	MS
Zip	38651-7119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	NIKKI LAKE S/D LOT 37
Legal Range	08
Legal Township	02
Legal Section	21
Legal Subdivision	NIKKI LAKE S/D
Legal Lot Number	37
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1013
Census Tract	70221

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2278 NIKKI RIDGE DR E, NESBIT, MS 38651-7119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 21, 2018	Deed, Transfer EDCO TITLE
Jun 9, 2017	Deed, Transfer · Construction Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2018
Deed Sale	May 21, 2018
Prior Sale	Jun 9, 2017
Deed Document Number	W00856-00388
Deed Book / Page	0856 / 388
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2278 NIKKI RIDGE DR E, NESBIT, MS 38651-7119
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	EDCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004543/672
Date	May 21, 2018
Book Page	4543/672
Instrument	T04543-00672

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2278 NIKKI RIDGE DR E, NESBIT, MS 38651-7119
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 NIKKI RIDGE DR E, NESBIT, MS 38651-7119

Mortgage

Document Number	005247/634
Date	May 20, 2021
Book Page	5247/634

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	May 21, 2018
Property Address	2278 NIKKI RIDGE DR E, NESBIT, MS 38651-7119
Document Number	000856/388
Book / Page	0856 / 388
Map Reference	PB 96 PG 40
Instrument Date	May 15, 2018
Instrument	W00856-00388
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	EDCO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7975 COLLEGE RD, 7975, OLIVE BRANCH, MS 38654-7211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2278 NIKKI RIDGE DR E, NESBIT, MS 38651-7119

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 9, 2017
Property Address	2278 NIKKI RIDGE DR E, NESBIT, MS 38651-7119
Document Number	20170609010171650
Map Reference	PL MB 96 PG 40
Instrument Date	Jun 9, 2017
Instrument	20170609010171650
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3035 CHURCH RD E, 3035, SOUTHAVEN, MS 38672-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7975 COLLEGE RD, OLIVE BRANCH, MS 38654-7211

Mortgage

Document Number	20170609010171660
Date	Jun 9, 2017
Instrument	20170609010171660

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 9, 2018

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,313.00 (+15.42%)	$31,309 (+37.18%) Land $3,500 Building $27,809	$313,089 (+37.18%) Land $35,000 Building $278,089
2023	$2,004.00	$22,823	$228,232 Land $35,000 Building $193,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2004–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYS WATER ASSOCIATION public/private · serves 2,825 people · EPA ID MS0170005
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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