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2278 Montecito Rd, Ramona, CA 92065 Property Records

San Diego County property record for 2278 Montecito Rd, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1967
Square Footage2,089 sqft Living Area
Lot Size2.31 acres
GarageCarport
Last Sale$232,500 (1998)
Tax Bill$4,078.00 (2025)

Property Details

APN / Parcel Number

Primary APN281-030-35-00
Alternative APN
  • 2810301600

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,089 sqft Living Area

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Lot Area101,059 sqft
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Old Parcel Number2810301600
Street Address2278 MONTECITO RD
CityRAMONA
StateCA
Zip92065-1615
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC 17-13-1E SEQ (EX RD)PAR B PER DOC86-284983 IN SWQ OF TR 000863
Legal Range01E
Legal Township13
Legal Section17
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup2
Census Block2007
Census Tract20805

Owner

Source: San Diego County records · APN 281-030-35-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2278 MONTECITO RD, RAMONA, CA 92065-1615
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Quit Claim Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Apr 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 19, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 1998 · Amount on Record
Deed SaleAug 26, 1998 · Amount on Record
Deed Doc Number1998544377
Last Transfer DateJun 11, 2026
Transfer Doc0000174281
Record RefreshedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 17, 2026
Property Address2278 MONTECITO RD, RAMONA, CA 92065-1615
Document Number0000174281
Instrument DateJun 11, 2026
Instrument2026174281
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2278 MONTECITO RD, RAMONA, CA 92065-1615

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2278 MONTECITO RD, RAMONA, CA 92065-1615
Transaction TypeMortgage
Record UpdatedMay 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2278 MONTECITO RD, RAMONA, CA 92065-1615

Mortgage

Document Number0000176307
DateApr 22, 2022
Instrument2022-0176307
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2042

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2278 MONTECITO RD, RAMONA, CA 92065-1615
Transaction TypeMortgage
Record UpdatedJun 01, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2278 MONTECITO RD, RAMONA, CA 92065-1615

Mortgage

Document Number0000382200
DateMay 19, 2021
Instrument2021-0382200
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2278 MONTECITO RD, RAMONA, CA 92065-1615
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2278 MONTECITO RD, RAMONA, CA 92065-1615

Mortgage

Document Number0000298663
DateApr 19, 2021
Instrument2021-0298663
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$376,230 (+2%) Land $135,907 Building $240,323
2025$4,078.00 (+9.48%) Homeowner's exemption$368,854 (+4.04%) Land $133,243 Building $235,611
2023$3,725.00 (-3.42%) Homeowner's exemption$354,533 Land $128,070 Building $226,463
2022$3,857.00

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