San Diego County property record for 2246 Montecito Rd, #48, Ramona, CA 92065 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1944 |
| Square Footage | 1,752 sqft Living Area |
| Lot Size | 4.73 acres |
| Occupancy | Owner Occupied |
| Last Sale | $173,000 (1998) |
| Tax Bill | $4,022.00 (2025) |
| Primary APN | 281-030-36-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,752 sqft Living Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Conventional Style |
| Lot Area | 206,474 sqft |
| Garage Type | Attached Garage |
| Heating Fuel | Solar Heating Fuel |
|---|
| Old Parcel Number | 2810301700 |
|---|---|
| Street Address | 2246 MONTECITO RD, 48 |
| City | RAMONA |
| State | CA |
| Zip | 92065-1615 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC 17-13-1E SEQ (EX RD)PAR C PER DOC86-284983 IN S H OF TR 000863 |
| Legal Range | 01E |
| Legal Township | 13 |
| Legal Section | 17 |
| Legal Subdivision | RANCHO SANTA FE |
| Legal Tract | 000863 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | RAMONA |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 20805 |
Source: San Diego County records · APN 281-030-36-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2248 MONTECITO RD, RAMONA, CA 92065-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Living Trust |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION |
| Aug 10, 2022 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Oct 21, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Oct 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 1998 · Amount on Record |
| Deed Sale | Feb 03, 1998 · Amount on Record |
| Prior Sale | Oct 20, 1997 · Amount on Record |
| Deed Doc Number | 199854391 |
| Last Transfer Date | Oct 16, 2021 |
| Transfer Doc | 0000734528 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 18, 2026 |
| Property Address | 2246 MONTECITO RD, 48, RAMONA, CA 92065-1615 |
| Document Number | 0000140930 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026140930 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | 269 |
| Address | 2248 MONTECITO RD, RAMONA, CA 92065-1615 |
| Document Number | 0000140930, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026140930 |
| Name | MISSION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 31, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2246 MONTECITO RD # 48, 48, RAMONA, CA 92065-1615 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2248 MONTECITO RD, RAMONA, CA 92065-1615 |
| Document Number | 0000323230 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 2022-0323230 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 31, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 21, 2021 |
| Property Address | 2246 MONTECITO RD # 48, 48, RAMONA, CA 92065-1615 |
| Document Number | 0000734528 |
| Instrument Date | Oct 16, 2021 |
| Instrument | 2021-0734528 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2248 MONTECITO RD, RAMONA, CA 92065-1615 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 21, 2021 |
| Property Address | 2246 MONTECITO RD # 48, 48, RAMONA, CA 92065-1615 |
| Document Number | 0000734526 |
| Instrument Date | Oct 16, 2021 |
| Instrument | 2021-0734526 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2248 MONTECITO RD, RAMONA, CA 92065-1615 |
| Document Number | 0000734527 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021-0734527 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $443,786 (+23.75%) Land $150,053 Building $293,733 | |
| 2025 | $4,022.00 (+42.52%) Homeowner's exemption | $358,614 (+35.86%) Land $137,307 Building $221,307 |
| 2023 | $2,822.00 (-4.95%) Homeowner's exemption | $263,952 Land $131,976 Building $131,976 |
| 2022 | $2,969.00 |
2246 Montecito Rd, #48 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 81st percentile of exposed land nationally · 59th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 129 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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