2278 E 425 N, Layton, UT 84040 Property Records

Davis County property record for 2278 E 425 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,990 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$571,100 (Sep 2019)
Tax Bill	$5,239 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`11-560-0036`

Property Details

APN / Parcel Number

Primary APN	`11-560-0036`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,990 sqft Living Area
Basement Area	2,014 sqft
Unfinished Basement	2,014 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	978 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2278 E 425 N
City	LAYTON
State	UT
Zip	84040-7517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 36, CHADWICK FARMS. CONT. 0.25 ACRES
Legal Subdivision	CHADWICK FARMS
Legal Lot Number	36
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1004
Census Tract	125906

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2278 E 425 N, LAYTON, UT 84040-7517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 20, 2019	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Sep 20, 2019	Quit Claim Deed, Transfer CITYWIDE HMS LNS
Nov 14, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2018	Warranty Deed, Transfer CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	20193188735
Deed Book / Page	7351 / 1092
Prior Transfer Date	Apr 15, 2011
Prior Transfer Doc	0002594705
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2278 E 425 N, LAYTON, UT 84040-7517
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07485/2266
Date	Apr 6, 2020
Book Page	7485/2266
Instrument	3240226

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2278 E 425 N, LAYTON, UT 84040-7517
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07505/2449
Date	May 4, 2020
Book Page	7505/2449
Instrument	3248449

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2278 E 425 N, LAYTON, UT 84040-7517
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	SECURED LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07696/3109
Date	Feb 12, 2021
Book Page	7696/3109
Instrument	3348045

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2278 E 425 N, LAYTON, UT 84040-7517
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 E 425 N, LAYTON, UT 84040-7517

Mortgage

Document Number	07720/2693
Date	Mar 19, 2021
Book Page	7720/2693
Instrument	3361250

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Sep 20, 2019
Property Address	2278 E 425 N, LAYTON, UT 84040-7517
Document Number	0003188737
Book / Page	007351 / 001110
Instrument Date	Sep 18, 2019
Instrument	3188737
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 E 425 N LAYTON UT 840407517, LAYTON, UT 84040-7517

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Sep 20, 2019
Property Address	2278 E 425 N, LAYTON, UT 84040-7517
Document Number	0003188735
Book / Page	007351 / 001092
Instrument Date	Sep 18, 2019
Instrument	3188735
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2778 E 425TH N LAYTON UT 84040, LAYTON, UT 84040

Mortgage

Document Number	3188736
Date	Sep 20, 2019
Book Page	007351/001094
Instrument	3188736

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 14, 2018
Property Address	2278 E 425 N, LAYTON, UT 84040-7517
Document Number	0003128495
Book / Page	007140 / 000860
Instrument Date	Nov 14, 2018
Instrument	3128495
Transaction Type	Transfer
Record Updated	Nov 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2278 E 425 N LAYTON UT 840407517, LAYTON, UT 84040-7517

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Mar 30, 2018
Property Address	2278 E 425 N, LAYTON, UT 84040-7517
Document Number	0003084743
Book / Page	006983 / 001680
Instrument Date	Mar 30, 2018
Instrument	3084743
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	INTERMOUNTAIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2278 E 425 N LAYTON UT 840407517, LAYTON, UT 84040-7517

Mortgage

Document Number	3084802
Date	Mar 30, 2018
Book Page	006983/001935
Instrument	3084802

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,500 (+7.91%) Land $144,121 Building $411,379	$1,010,000 (+7.91%) Land $262,038 Building $747,962
2025	$5,239.00 (+4.36%)	$514,800 (-38.49%) Land $129,202 Building $385,598	$936,000 (+11.83%) Land $234,912 Building $701,088
2024	$5,020.00 (+5.04%)
2023	$4,779.00 (-7.74%)	$837,000 Land $203,420 Building $633,580	$837,000 Land $203,420 Building $633,580
2022	$5,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 74% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Utah Broadband.

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