1246 E 425 N, Layton, UT 84040 Property Records

Davis County property record for 1246 E 425 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,534 sqft · built 2007
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,100 (Feb 2007)
Tax Bill	$3,720 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-590-0125`

Property Details

APN / Parcel Number

Primary APN	`11-590-0125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,534 sqft Living Area
Basement Area	1,433 sqft
Unfinished Basement	1,433 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Cul-de-sac
Garage Area	951 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1246 E 425 N
City	LAYTON
State	UT
Zip	84040-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 125, ADAMSWOOD LANDING SUBDIVISION PHASE 1. CONT. 0.30000 ACRES
Legal Subdivision	ADAMSWOOD LANDING SUB PH 1
Legal Phase	1
Legal Lot Number	125
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	4
Census Block	4008
Census Tract	125905

Owner

Source: Davis County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1246 E 425 N, LAYTON, UT 84040-6540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FEDERAL CREDIT UNION
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2007 · Amount on Record
Deed Sale	Feb 26, 2007 · Amount on Record
Prior Sale	Apr 6, 2006
Deed Document Number	20072247375
Deed Book / Page	4227 / 732
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	May 11, 2026
Property Address	1246 E 425 N, LAYTON, UT 84040-6540
Document Number	0003667576
Book / Page	8992 / 1180
Instrument Date	May 8, 2026
Instrument	20263667576
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 E 425 N, LAYTON, UT 84040-6540

Mortgage

Document Number	0003667576,
Date	May 11, 2026
Book Page	8992/1180
Instrument	20263667576

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1246 E 425 N, LAYTON, UT 84040-6540
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	BACKMAN TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07534/1975
Date	Jun 15, 2020
Book Page	7534/1975
Instrument	3260966

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,720.00 (+6.13%)	$390,500 (-40.38%) Land $148,963 Building $241,537	$710,000 (+8.4%) Land $270,841 Building $439,159
2024	$3,505.00 (-0.26%)
2023	$3,514.00 (-3.33%)	$655,000 Land $222,901 Building $432,099	$655,000 Land $222,901 Building $432,099
2022	$3,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Utah Broadband.

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