22761 Hwy D, Ludlow, MO 64656 Property Records

Livingston County property record for 22761 Hwy D, Ludlow, MO 64656

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 2,464 sqft · built 1927
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$1,140 (2025)
Deeds & Mortgages	May 2018 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-05.00-21-0-00-08.00`

Property Details

APN / Parcel Number

Primary APN	`13-05.00-21-0-00-08.00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
Basement Area	1,232 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Patio Area	1,575 sqft
Utility Building	1,350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	22761 HIGHWAY D
City	LUDLOW
State	MO
Zip	64656-8191
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION 21 TOWNSHIP 56 RANGE 25 LEGAL S 30 AC NE 14 SE14
Jurisdiction	LIVINGSTON MO
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4063
Census Tract	480200

Owner

Source: Livingston County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22761 HIGHWAY D, LUDLOW, MO 64656-8191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2018	Deed of Trust, Mortgage · FmHA Mortgage FARMERS BANK OF GREEN CITY
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS COMMUNITY BANK
Dec 17, 2018	Warranty Deed, Transfer · Conventional Mortgage INVESTORS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2018
Deed Sale	Dec 17, 2018
Deed Document Number	20182215
Deed Book / Page	695 / 521
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	22761 HIGHWAY D, LUDLOW, MO 64656-8191
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	689/677
Date	May 7, 2018
Book Page	689/677
Instrument	20180775

Lender

Name	FARMERS BANK OF GREEN CITY
Type	Bank
Address	GREEN CITY, MO 63545

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2019

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	22761 HIGHWAY D, LUDLOW, MO 64656-8191
Transaction Type	Mortgage
Record Updated	Jun 10, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	708/691
Date	May 14, 2020
Book Page	708/691
Instrument	20200697

Lender

Name	INVESTORS COMMUNITY BANK
Type	Bank
Address	CHILLICOTHE, MO 64601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Dec 17, 2018
Property Address	22761 HIGHWAY D, LUDLOW, MO 64656-8191
Document Number	000695/521
Book / Page	695 / 521
Instrument Date	Dec 14, 2018
Instrument	20182215
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	LIVINGSTON COUNTY TITLE, LIVINGSTON COUNTY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22761 HIGHWAY D, LUDLOW, MO 64656-8191

Mortgage

Document Number	0020182216
Date	Dec 17, 2018
Instrument	20182216

Lender

Name	INVESTORS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Monroe Township
Unified School District	Southwest Livingston County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,140.00 (+4.3%)	$17,310 (+4.85%) Land $1,330 Building $15,980	$96,760 (+4.74%) Land $7,620 Building $89,140
2024	$1,093.00	$16,510 (-) Land $1,330 Building $15,180
2023		$16,510 Land $1,330 Building $15,180	$92,380 Land $7,620 Building $84,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVINGSTON COUNTY PWSD 1 serves 1,320 people · EPA ID MO2024352
Water Source	Purchased groundwater from several systems
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy D

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