22482 Hwy D, Ludlow, MO 64656 Property Records

Livingston County property record for 22482 Hwy D, Ludlow, MO 64656

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,112 sqft · built 1910
Lot Size	114 acres (4,974,552 sqft)
Owner	Individual Name on File
Last Sale	$135,147 (Dec 2025)
Tax Bill	$637 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Dec 2025 Mortgage
Flood Zone	Zone A (high risk)
APN	`13-05.00-22-0-00-02.00`

Property Details

APN / Parcel Number

Primary APN	`13-05.00-22-0-00-02.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,974,552 sqft (114 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft
Utility Building	3,456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22482 HIGHWAY D
City	LUDLOW
State	MO
Zip	64656-8161
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION 22 TOWNSHIP 56 RANGE 25 LEGAL ALL NW14 S & E RR EX. 4 AC. NW COR. SW NW
Legal Range	25
Legal Township	56
Legal Section	22
Jurisdiction	LIVINGSTON MO
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4032
Census Tract	480200

Owner

22482 Hwy D, a rural home, is owned by an individual who acquired it in March 2026.

Source: Livingston County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1603 LIV 422, BRECKENRIDGE, MO 64625-8123
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Construction Mortgage INVESTORS COMMUNITY BANK
Dec 4, 2025	Deed of Trust, Mortgage · Commercial Mortgage BTC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Deed Document Number	20251983
Deed Book / Page	768 / 978
Last Transfer Date	Mar 20, 2026
Transfer Doc	0000000450
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Recording Date	Jul 31, 2026
Property Address	22482 HIGHWAY D, LUDLOW, MO 64656-8161
Document Number	0000001341
Book / Page	776 / 720
Instrument Date	Jul 31, 2026
Instrument	20261341
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22482 HIGHWAY D, LUDLOW, MO 64656-8161
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001341,
Date	Jul 31, 2026
Book Page	776/720
Instrument	20261341

Lender

Name	INVESTORS COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Due	Jul 31, 2026

Interest

Rate	6.43%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MO
Property Address	22482 HIGHWAY D, LUDLOW, MO 64656-8161
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22500 LIV 435, DAWN, MO 64638-8164
Investor	Possibly a Property Investor

Mortgage

Document Number	000768/981
Date	Dec 4, 2025
Book Page	768/981
Instrument	20251984

Lender

Name	BTC BANK
Type	Bank
Address	CHILLICOTHE, MO 64601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 22482 Hwy D was $637, down 1.2% from the year before.

Source: Livingston County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Monroe Township
Unified School District	Southwest Livingston County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$637.00 (-1.24%)	$9,680 (-0.72%) Land $6,200 Building $3,480	$67,920 Land $48,180 Building $19,740
2024	$645.00	$9,750 (-) Land $6,200 Building $3,550
2023		$9,750 Land $6,200 Building $3,550	$68,990 Land $48,180 Building $20,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22482 Hwy D in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22482 Hwy D is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVINGSTON COUNTY PWSD 1 serves 1,320 people · EPA ID MO2024352
Water Source	Purchased groundwater from several systems
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy D

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