2275 Scotts Ferry Rd E, Versailles, KY 40383 Property Records

Woodford County property record for 2275 Scotts Ferry Rd E, Versailles, KY 40383

Property Summary

Owner	Individual Name on File
Last Sale	$470,000 (Feb 2024)
Tax Bill	$1,907 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-0000-041-03`

Property Details

APN / Parcel Number

Primary APN	`20-0000-041-03`
Alternative APNs	`34194` `36279`

Location & Zoning

Account Number	36279
Street Address	2275 SCOTTS FERRY RD E
City	VERSAILLES
State	KY
Zip	40383-9602
Property Category	Other
Property Type	Unknown
Jurisdiction	WOODFORD KY
Township / Civil Division	SOUTH WOODFORD
Census Block Group	4
Census Block	4021
Census Tract	50200

Owner

2275 Scotts Ferry Rd E is owned and occupied by an individual who bought it in February 2024.

Source: Woodford County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2275 SCOTTS FERRY RD, VERSAILLES, KY 40383-9350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	Nov 29, 2021 · Amount on File
Deed Document Number	237662
Deed Book / Page	D345 / 119
Record Updated	Jun 8, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Nov 29, 2021
Property Address	2275 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9602
Document Number	00D330/347
Book / Page	D330 / 347
Map Reference	CAB E SL 91
Instrument Date	Nov 17, 2021
Instrument	121062
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2229 BLEU YACHT LN, UNION, KY 41091-7726

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5016 VENETIAN WAY, VERSAILLES, KY 40383-9177

Mortgage

Document Number	0000121063
Date	Nov 29, 2021
Instrument	121063

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 17, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2275 Scotts Ferry Rd E was $1,907.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,907.00	$192,300	$192,300
2023	$1,505.00	$143,900	$143,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2275 Scotts Ferry Rd E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 6 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2275 Scotts Ferry Rd E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411
Water Source	Purchased surface water from VERSAILLES WATER SYSTEM
Last State Inspection	Jul 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20