2075 Scotts Ferry Rd E, Versailles, KY 40383 Property Records

Woodford County property record for 2075 Scotts Ferry Rd E, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1988
Lot Size	1 acres (43,691 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jul 2021)
Tax Bill	$4,325 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-0000-041-02`

Property Details

APN / Parcel Number

Primary APN	`20-0000-041-02`
Alternative APN	`33890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	43,691 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	33890
Street Address	2075 SCOTTS FERRY RD E
City	VERSAILLES
State	KY
Zip	40383-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 1/2 S
Jurisdiction	WOODFORD KY
Township / Civil Division	SOUTH WOODFORD
Census Block Group	4
Census Block	4021
Census Tract	50200

Owner

2075 Scotts Ferry Rd E is owned and occupied by an individual who bought it in July 2021.

Source: Woodford County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2075 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 6, 2021	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Deed Document Number	100959
Deed Book / Page	D327 / 422
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	2075 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9602
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9602

Mortgage

Document Number	0M1023/782
Date	Feb 18, 2026
Book Page	M1023/782
Instrument	290162

Lender

Name	PNC BANK NA
Type	Bank
Address	PO BOX 8800, DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 15, 2066

Interest

Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Jul 6, 2021
Property Address	2075 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9602
Document Number	D327/422
Book / Page	D327 / 422
Map Reference	CAB E SL 58
Instrument Date	Jul 2, 2021
Instrument	100959
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 S HILL RD, 111, VERSAILLES, KY 40383-1393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2075 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9602

Mortgage

Document Number	100960
Date	Jul 6, 2021
Instrument	100960

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2075 Scotts Ferry Rd E was $4,325.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,325.00	$445,000	$445,000
2023	$4,717.00	$445,000	$445,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2075 Scotts Ferry Rd E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 6 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2075 Scotts Ferry Rd E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411
Water Source	Purchased surface water from VERSAILLES WATER SYSTEM
Last State Inspection	Jul 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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