2275 River Rd, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 2275 River Rd, Shepherdstown, WV 25443

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,459 sqft · built 1999
Lot Size4.97 acres (216,493 sqft)
OwnerIndividual Name on Record
Tax Bill$3,729 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone A (high risk)
APN09-10-0009.0009

Property Details

APN / Parcel Number

Primary APN09-10-0009.0009
Alternative APN
  • 19-09-10-0009.0009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,459 sqft Living Area
1st Floor Area3,715 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleModern
Exterior MaterialBrick Veneer
Construction TypeFrame
Lot Area216,493 sqft (4.97 acres)
TerrainRolling
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2275 RIVER RD
CitySHEPHERDSTOWN
StateWV
Zip25443-5107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 8 (4.97) BOYD
Legal Lot Number8
JurisdictionJEFFERSON WV
Township / Civil DivisionSHEPHERDSTOWN
Census Block Group1
Census Block1015
Census Tract972203

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 402, SHEPHERDSTOWN, WV 25443-0402
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2010
Deed SaleJun 29, 2010
Deed Document Number201013543
Deed Book / Page1080 / 619
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Recording DateSep 22, 2026
Property Address2275 RIVER RD, SHEPHERDSTOWN, WV 25443-5107
Document Number0000014284
Book / Page2708 / 267
Instrument DateSep 14, 2026
Instrument202614284
Transaction TypeMortgage
Record UpdatedOct 9, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2275 RIVER RD, SHEPHERDSTOWN, WV 25443-5107

Mortgage

Document Number0000014284,
DateSep 22, 2026
Book Page2708/267
Instrument202614284
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 9, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,729.00 (+2.14%)$323,400 (+2.93%) Land $148,300 Building $175,100$539,000 (+2.92%) Land $247,167 Building $291,833
2025$3,651.00 (+3.52%)$314,200 (+4.04%) Land $136,900 Building $177,300$523,700 (+4.05%) Land $228,200 Building $295,500
2023$3,527.00$302,000 Land $136,900 Building $165,100$503,300 Land $228,200 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims10 (1985–2025)
Claims Outside the SFHA3 of 10
Most Recent ClaimMay 2025 · rainfall accumulation
Claims by Event
  • Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 3 claims
  • Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Rd

Nearby Streets

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