1835 River Rd, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 1835 River Rd, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,960 sqft · built 1986
Lot Size	8.96 acres (390,298 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Aug 2023)
Tax Bill	$2,451 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-10-0008.0004`

Property Details

APN / Parcel Number

Primary APN	`09-10-0008.0004`
Alternative APN	`19-09-10-0008.0004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	390,298 sqft (8.96 acres)
Terrain	Rolling
Gazebo	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1835 RIVER RD
City	SHEPHERDSTOWN
State	WV
Zip	25443-5064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.96 AC-CULVER
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	1
Census Block	1017
Census Tract	972203

Owner

1835 River Rd is owned and occupied by an individual who bought it in August 2023.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1835 RIVER RD, SHEPHERDSTOWN, WV 25443-5064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Deed Document Number	20238961
Deed Book / Page	1306 / 238
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Aug 11, 2023
Property Address	1835 RIVER RD, SHEPHERDSTOWN, WV 25443-5064
Document Number	001306/258
Book / Page	1306 / 258
Map Reference	MB 528 PG 85
Instrument Date	Aug 11, 2023
Instrument	202300008961
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 RIVER RD, SHEPHERDSTOWN, WV 25443-5064

Mortgage

Document Number	0002516/65
Date	Aug 11, 2023
Book Page	2516/65
Instrument	202300008962

Lender

Name	NAVY FCU
Type	Credit Union
Address	FAIRFAX, VA 22032

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1835 River Rd was $2,451, down 22.8% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,451.00 (-22.75%)	$212,500 (-22.19%) Land $86,000 Building $126,500	$354,167 (-22.2%) Land $143,333 Building $210,833
2025	$3,173.00	$273,100 Land $144,900 Building $128,200	$455,200 Land $241,500 Building $213,700
2023	$2,851.00 (+19.19%) Homeowner's exemption	$264,100 (+19.61%) Land $144,900 Building $119,200	$440,200 (+19.62%) Land $241,500 Building $198,700
2022	$2,392.00 Homeowner's exemption	$220,800 Land $116,800 Building $104,000	$368,000 Land $194,600 Building $173,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1835 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1985–2025)
Claims Outside the SFHA	3 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 3 claims Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1835 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

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