2275 Deborah Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2275 Deborah Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 1983
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Oct 2023)
Tax Bill	$2,389 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0489-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0489-0120`
Alternative APNs	`00442391` `442391`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	204 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00442391
Street Address	2275 DEBORAH DR
City	SPRING HILL
State	FL
Zip	34609-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 489 LOT 12
Legal Range	18E
Legal Township	23S
Legal Section	20
Legal Subdivision	SPRING HILL UN 9
Legal Block	489
Legal Lot Number	12
Legal Unit	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2045
Census Tract	41106

Owner

Source: Hernando County assessment roll, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2275 DEBORAH DR, SPRING HILL, FL 34609-3710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage PLANET HOME LENDING LLC
Oct 12, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGEADVISORS.COM
Jan 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	Jan 2, 2019 · Amount on Record
Deed Document Number	2023065935
Deed Book / Page	4354 / 565
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2275 DEBORAH DR, SPRING HILL, FL 34609-3710
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 DEBORATH DRIVE, SPRING HILL, FL 34609-3710

Mortgage

Document Number	0046350468
Date	Nov 19, 2025
Book Page	4635/468
Instrument	2025079533

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 12, 2023
Property Address	2275 DEBORAH DR, SPRING HILL, FL 34609-3710
Document Number	0043540565
Book / Page	4354 / 565
Map Reference	MB 8 PG 38-53
Instrument Date	Oct 10, 2023
Instrument	2023065935
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	AWS TITLE SERVICES LLC, WEISS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,659.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2275 DEBORAH DR, SPRING HILL, FL 34609-3710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7008 S DESOTO ST, TAMPA, FL 33616-1808

Mortgage

Document Number	0004354567
Date	Oct 12, 2023
Instrument	4354/567

Lender

Name	MORTGAGEADVISORS.COM

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 2, 2019
Property Address	2275 DEBORAH DR, SPRING HILL, FL 34609-3710
Document Number	0036571628
Book / Page	003657 / 001628
Instrument Date	Dec 18, 2018
Instrument	242
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$749.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 DEBORAH DR SPRING HILL FL 346093710, SPRING HILL, FL 34609-3710

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,389.00 (+426.21%) Additional exemption filed	$206,825 (+180.07%) Land $56,193 Building $150,632	$206,825 (+16.51%) Land $56,193 Building $150,632
2023		$73,847 (+3%) Land $73,847
2022	$454.00 Homeowner's exemption	$71,696	$177,517 Land $38,800 Building $138,717

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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