22738 SW 89th Path, Cutler Bay (Miami), FL 33190 Property Records

Miami-Dade County property record for 22738 SW 89th Path, Cutler Bay, FL 33190

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 2,445 sqft · built 2007
Lot Size	0.054 acres (2,363 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jan 2026)
Tax Bill	$13,225 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`36-6016-017-0160`

Property Details

APN / Parcel Number

Primary APN	`36-6016-017-0160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,445 sqft Living Area
Gross Area	3,071 sqft

Exterior

Year Built	Built 2007
Lot Area	2,363 sqft (0.054 acres)

Location & Zoning

Street Address	22738 SW 89TH PATH
City	CUTLER BAY
State	FL
Zip	33190-1365
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	0100:SINGLE FAM,GENERAL
Legal Description	TRELLIS AT BAYSHORE PB 164-047 T-22057 LOT 6 BLK 3 LOT SIZE 2363 SQ FT COC 25999-0963 09 2007 1
Legal Range	40
Legal Township	56
Legal Section	16
Legal Subdivision	TRELLIS AT BAYSHORE
Legal Block	3
Legal Lot Number	6
Jurisdiction	DADE FL
Township / Civil Division	PRINCETON-GOULDS
Census Block Group	2
Census Block	2001
Census Tract	10625

Owner

Source: Miami-Dade County records, as of February 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22738 SW 89TH PATH, CUTLER BAY, FL 33190-1365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 23, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 7, 2020	Warranty Deed, Transfer · Conventional with PMI SPACE COAST CU
Jun 12, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	2026R0050008
Deed Book / Page	35130 / 2557
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	22738 SW 89TH PATH, CUTLER BAY, FL 33190-1365
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401772
Date	May 18, 2022
Book Page	33191/4300
Instrument	2022R0401772

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jan 23, 2026
Property Address	22738 SW 89TH PATH, CUTLER BAY, FL 33190-1365
Document Number	0000050008
Book / Page	35130 / 2557
Map Reference	MB 164 PG 47
Instrument Date	Jan 16, 2026
Instrument	2026R0050008
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	ADVANTAGE FL TITLE SERVICES, ADVANTAGE FL TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13369 SW 77TH CT, OCALA, FL 34473-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22738 SW 89TH PATH, CUTLER BAY, FL 33190-1365

Mortgage

Document Number	0000002561
Date	Jan 23, 2026
Instrument	35130/2561

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 7, 2020
Property Address	22738 SW 89TH PATH, CUTLER BAY, FL 33190-1365
Document Number	0000433902
Book / Page	032041 / 000740
Instrument Date	Jul 23, 2020
Instrument	433902
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ADVANTAGE FL TITLE SERVICES, ADVANTAGE FL TITLE SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22738 SW 89TH PATH CUTLER BAY FL 331901365, CUTLER BAY, FL 33190-1365

Mortgage

Document Number	433903
Date	Aug 7, 2020
Book Page	032041/000742
Instrument	433903

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Jun 12, 2018
Property Address	22738 SW 89TH PATH, CUTLER BAY, FL 33190-1365
Document Number	0000345217
Book / Page	031011 / 000091
Instrument Date	May 29, 2018
Instrument	345217
Transaction Type	Transfer
Record Updated	Jul 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22738 SW 89TH PATH CUTLER BAY FL 331901365, CUTLER BAY, FL 33190-1365

Mortgage

Document Number	345218
Date	Jun 12, 2018
Book Page	031011/000092
Instrument	345218

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Cutler Bay Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,225.00 (+37.1%)	$435,000 (+51.86%)	$435,000 (-)
2023	$9,646.00 (+43.84%) Homeowner's exemption	$286,443 (+3%)	$435,000 (+34.26%)
2022	$6,706.00 Homeowner's exemption	$278,100	$324,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 406 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	406 in force
Nearby Flood Claims	10 (2010–2024)
Most Recent Claim	Mar 2024
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
SkyNet360 Fixed Wireless	160 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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