22734 Cobb St, Dearborn, MI 48128 Property Records

Wayne County property record for 22734 Cobb St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,458 sqft · built 1958
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jan 2016)
Tax Bill	$6,697 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-162-01-011`

Property Details

APN / Parcel Number

Primary APN	`82-09-162-01-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	108 ft deep x 49 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22734 COBB ST
City	DEARBORN
State	MI
Zip	48128-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PT OF LOTS 20 & 21,LOT 20 DESC AS BEG AT A PT S 88D12ME 47.29 FT FROM NW COR OF LOT 21,TH S 88D12ME 2.71 FT ALG NLY L OF LOT
Legal Subdivision	WARRENS DEARBORN
Legal Lot Number	20-21
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2018
Census Tract	574600

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22734 COBB ST, DEARBORN, MI 48128-1315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Apr 25, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 16, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2016 · Amount on Record
Deed Sale	Jan 4, 2016 · Amount on Record
Prior Sale	Jun 11, 1996 · Amount on Record
Deed Document Number	201615788
Deed Book / Page	52667 / 833
Prior Transfer Date	May 21, 2007
Prior Transfer Doc	0464130613
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	May 1, 2026
Property Address	22734 COBB ST, DEARBORN, MI 48128-1315
Document Number	0000169754
Book / Page	60255 / 1231
Instrument Date	Mar 17, 2026
Instrument	2026169754
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22734 COBB ST, DEARBORN, MI 48128-1315

Mortgage

Document Number	0000169754,
Date	May 1, 2026
Book Page	60255/1231
Instrument	2026169754

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.01%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22734 COBB ST, DEARBORN, MI 48128-1315
Transaction Type	Mortgage
Record Updated	Aug 18, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22734 COBB ST, DEARBORN, MI 48128-1315

Mortgage

Document Number	0582220294
Date	Apr 25, 2023
Book Page	58222/294
Instrument	2023136200

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Mar 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22734 COBB ST, DEARBORN, MI 48128-1315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22734 COBB ST, DEARBORN, MI 48128-1315

Mortgage

Document Number	0559031500
Date	Jul 16, 2020
Book Page	55903/1500
Instrument	2020207055

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Mar 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 21, 2020
Property Address	22734 COBB ST, DEARBORN, MI 48128-1315
Document Number	0559920544
Book / Page	055992 / 000544
Instrument Date	Feb 25, 2020
Instrument	244226
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	22734 COBB ST DEARBORN MI 481281315, DEARBORN, MI 48128-1315

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,300 (-4.94%)	$292,600 (-4.94%)
2025	$6,697.00 (+29.56%) Homeowner's exemption	$153,900 (+17.12%)	$307,800 (+17.12%)
2023		$131,400	$262,800
2019	$5,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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