22650 Cobb St, Dearborn, MI 48128 Property Records

Wayne County property record for 22650 Cobb St, Dearborn, MI 48128 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,326 sqft · built 1994
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Dec 2023)
Tax Bill	$9,182 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-09-162-09-027`

Property Details

APN / Parcel Number

Primary APN	`82-09-162-09-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,326 sqft Living Area
1st Floor Area	1,559 sqft
Basement Area	1,159 sqft
Unfinished Basement	1,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	44.5 ft deep x 127 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22650 COBB ST
City	DEARBORN
State	MI
Zip	48128-1385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 EXCEPT W. 47.98 FT. & LOT 2 EXCEPT W. 47.79 FT. & LOT 3 EXCEPT W. 47.79 FT. GITTIN'S SUB
Legal Subdivision	GITTINS
Legal Lot Number	1-3
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2015
Census Tract	579900

Owner

Source: Wayne County records · APN 82-09-162-09-027

Assessment roll updated August 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22650 COBB ST, DEARBORN, MI 48128-1385
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Dec 07, 2023	Warranty Deed, Transfer · Conventional Mortgage SONIC LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 07, 2023 · Amount on Record
Deed Sale	Dec 07, 2023 · Amount on Record
Prior Sale	Aug 17, 2016 · Amount on Record
Deed Document Number	2023298620
Deed Book / Page	58588 / 321
Last Transfer Date	May 09, 2025
Transfer Doc	0595490704
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22650 COBB ST, DEARBORN, MI 48128-1385
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600841407
Date	Feb 26, 2026
Book Page	60084/1407
Instrument	2026054822

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 16, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Dec 07, 2023
Property Address	22650 COBB ST, DEARBORN, MI 48128-1385
Document Number	0585880321
Book / Page	58588 / 321
Map Reference	LB 41 PG 91
Instrument Date	Nov 30, 2023
Instrument	2023298620
Transaction Type	Transfer
Record Updated	Dec 08, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22650 COBB ST, DEARBORN, MI 48128-1385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N MELBORN ST, DEARBORN, MI 48128-1237

Mortgage

Document Number	0058580626
Date	Dec 07, 2023
Instrument	58580/626

Lender

Name	SONIC LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

Mortgage

Document Number	0585800626
Date	Dec 01, 2023
Book Page	58580/626
Instrument	2023295037

Lender

Name	SONIC LOANS INC
Type	Mortgage Company
Address	DEARBORN, MI 48126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,182.00 (+26.39%) Homeowner's exemption	$250,000 (+36.84%)	$500,000 (+36.84%)
2023	$7,265.00 (-7.63%) Homeowner's exemption	$182,700	$365,400
2019	$7,865.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 839 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	1,000 / 75
AT&T	DSL	100 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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