Wagoner County property record for 22721 E 103rd St S, Broken Arrow, OK 74014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,828 sqft · built 2021 |
| Owner | Individual Name on File |
| Tax Bill | $3,647 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008325-007015-000000 |
| Primary APN | 008325-007015-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,828 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Porch | Covered Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 92329 |
|---|---|
| Street Address | 22721 E 103RD ST S |
| City | BROKEN ARROW |
| State | OK |
| Zip | 74014-3761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND CREEK PHASE 4 BLOCK 7 LOT 15 |
| Legal Subdivision | HIGHLAND CREEK |
| Legal Phase | 4 |
| Legal Block | 7 |
| Legal Lot Number | 15 |
| Jurisdiction | WAGONER OK |
| Township / Civil Division | COWETA |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 30511 |
Source: Wagoner County records · APN 008325-007015-000000
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22721 E 103RD ST S, BROKEN ARROW, OK 74014-3761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK |
| Jul 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2025 |
| Deed Sale | Jul 07, 2025 |
| Deed Document Number | 0003086450 |
| Deed Book / Page | 2821 / 0632 |
| Prior Transfer Date | Jul 20, 2022 |
| Prior Transfer Doc | 2022-11578 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAGONER OK |
| Property Address | 22721 E 103RD ST S, BROKEN ARROW, OK 74014-3761 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004212 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 2787/0727 |
| Instrument | 2022-04212 |
| Name | NORTH AMERICAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAGONER OK |
| Recording Date | Jul 20, 2022 |
| Property Address | 22721 E 103RD ST S, BROKEN ARROW, OK 74014-3761 |
| Document Number | 0000011578 |
| Book / Page | 2821 / 0632 |
| Instrument Date | Jul 06, 2022 |
| Instrument | 2022-11578 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22721 E 103RD ST S, BROKEN ARROW, OK 74014-3761 |
| Document Number | 1157928210634 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022-1157928210634 |
| Name | WATERSTONE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Wagoner County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Wagoner County |
| Unified School District | Broken Arrow Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,647.00 (+8.54%) | $36,562 (+7.51%) Land $5,264 Building $31,298 | $326,445 (+7.51%) Land $47,000 Building $279,445 |
| 2023 | $3,360.00 (+6.9%) | $34,007 (+7.93%) Land $5,264 Building $28,743 | $303,638 (+7.93%) Land $47,000 Building $256,638 |
| 2022 | $3,143.00 | $31,508 Land $5,264 Building $26,244 | $281,318 Land $47,000 Building $234,318 |
Source: FEMA National Flood Hazard Layer as of December 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 52 (1980–2019) |
| Claims Outside the SFHA | 8 of 52 |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 48% of the US · lower than 86% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 327 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WAGONER CO. RWD #4 serves 37,658 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2025 Turbidity resolved · Jun 2025 Total trihalomethanes not recorded as resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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