2269 Tom St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2269 Tom St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,538 sqft · built 2016
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$354,000 (Mar 2026)
Tax Bill$2,960 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Mar 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-2S-26-0780-0QQ00-1330

Property Details

APN / Parcel Number

Primary APN21-2S-26-0780-0QQ00-1330
Alternative APN
  • S2622107800QQ001330

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,538 sqft Living Area
Gross Area2,149 sqft
1st Floor Area1,538 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions125 ft deep x 56 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area191 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2269 TOM ST
CityNAVARRE
StateFL
Zip32566-3343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2M
Legal DescriptionCRESCENT SHORES PORT OF QQ PARCEL E: COM AT NE CORN OF LOT QQ THN W 647.8 FT THN S 556 FT TO POB THN W 125 FT THN N 56 FT THN E 125 FT THN S 56 FT TO POB AS DES IN OR 3502 PG 543 (OUT OF LOT QQ.55 FOR 2015)
Legal Range26W
Legal Township2S
Legal Section21
Legal SubdivisionCRESCENT SHORES
Legal BlockQQ
Legal Lot NumberQQ
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1003
Census Tract10828

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2105 RUTH ST, ARLINGTON, TX 76010-2140
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2022Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Mar 12, 2026Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Dec 3, 2020Warranty Deed, Subdivision Related Transfer · VA Mortgage
UNIVERSITY LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2026 · Amount on Record
Deed SaleMar 12, 2026 · Amount on Record
Prior SaleMar 10, 2016 · Amount on Record
Deed Document Number202612465
Deed Book / Page4719 / 456
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2269 TOM ST, NAVARRE, FL 32566-3343
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2269 TOM ST, NAVARRE, FL 32566-3343

Mortgage

Document Number0042500549
DateFeb 24, 2022
Book Page4250/549
Instrument202211150
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 12, 2026
Property Address2269 TOM ST, NAVARRE, FL 32566-3343
Document Number0047190456
Book / Page4719 / 456
Instrument DateMar 11, 2026
Instrument202612465
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyEMERALD COAST TITLE SERVICES INC, EMERALD COAST TTL SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,478.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26347 FOAMFLOWER BLVD, ZEPHYRHILLS, FL 33544-4019

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 RUTH ST, ARLINGTON, TX 76010-2140

Mortgage

Document Number0004719458
DateMar 12, 2026
Instrument4719/458
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 3, 2020
Property Address2269 TOM ST, NAVARRE, FL 32566-3343
Document Number0040371861
Book / Page004037 / 001861
Instrument DateDec 2, 2020
Instrument65067
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 8, 2021
Title CompanyNAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,883.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2269 TOM ST NAVARRE FL 325663343, NAVARRE, FL 32566-3343

Mortgage

Document Number40371864
DateDec 3, 2020
Book Page004037/001864
Instrument65068
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$254,850 (+3.17%) Land $40,320 Building $214,530$254,850 (+3.17%) Land $40,320 Building $214,530
2024$2,960.00 (+2,014.29%)$247,022 (+72.66%) Land $36,960 Building $210,062$247,022 (-5.61%) Land $36,960 Building $210,062
2023$140.00 (+6.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$143,067 (+3%)$261,702 (+11.73%) Land $33,600 Building $228,102
2022$131.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$138,900$234,219 Land $30,240 Building $203,979

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 122 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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