2271 O J Ln, Hudson, NC 28638 Property Records

Caldwell County property record for 2271 O J Ln, Hudson, NC 28638 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.979 acres (42,624 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Feb 2020)
Tax Bill	$250 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 81 1104`

Property Details

APN / Parcel Number

Primary APN	`03 81 1104`
Alternative APNs	`168116` `177965`

Exterior

Lot Area	42,624 sqft (0.979 acres)
Lot Dimensions	333 ft deep x 128 ft wide
Garage Type	Carport
Carport	Carport

Location & Zoning

Account Number	177965
Street Address	2271 O J LN
City	HUDSON
State	NC
Zip	28638-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2087 PG 137 YR 2023 ST 200.00
Legal Subdivision	CLARISSA & ALFRED TOWNSEND
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	4
Census Block	4019
Census Tract	30700

Owner

Source: Caldwell County records · APN 03 81 1104

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2271 O J LN, HUDSON, NC 28638-9724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 14, 2020	Warranty Deed, Transfer · Conventional with PMI STATE EMPS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	202010041299
Deed Book / Page	1981 / 1571
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 28, 2023
Property Address	2271 O J LN, HUDSON, NC 28638-9724
Document Number	0020870137
Book / Page	2087 / 137
Map Reference	MB 16 PG 160
Instrument Date	Jun 28, 2023
Instrument	10085905
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2271 O J LN, HUDSON, NC 28638-9724

Mortgage

Document Number	0010085906
Date	Jun 28, 2023
Instrument	10085906

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Jul 01, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.2%
Index	5-Year TN
Margin	2
Max Rate	11.2%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 14, 2020
Property Address	2271 O J LN, HUDSON, NC 28638-9724
Document Number	0010041299
Book / Page	001981 / 001571
Instrument Date	Feb 14, 2020
Instrument	10041299
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2271 O J LN HUDSON NC 286389724, HUDSON, NC 28638-9724

Mortgage

Document Number	10041300
Date	Feb 14, 2020
Book Page	001981/001573
Instrument	10041300

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 13, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$250.00 (-8.42%)	$24,100 (+7.59%) Land $12,300 Building $11,800	$24,100 (+7.59%) Land $12,300 Building $11,800
2023		$22,400 (-) Land $12,300 Building $10,100	$22,400 (-) Land $12,300 Building $10,100
2022	$273.00	$22,400 Land $12,300 Building $10,100	$22,400 Land $12,300 Building $10,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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