2259 O J Ln, Hudson, NC 28638 Property Records

Caldwell County property record for 2259 O J Ln, Hudson, NC 28638

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,404 sqft · built 1997
Lot Size	0.72 acres (31,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,500 (Aug 1997)
Tax Bill	$1,169 (2025)
Deeds & Mortgages	Jun 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 81 1106`

Property Details

APN / Parcel Number

Primary APN	`03 81 1106`
Alternative APN	`102953`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Heated Area
1st Floor Area	1,404 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,373 sqft (0.72 acres)
Lot Dimensions	229 ft deep x 137 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	102953
Street Address	2259 O J LN
City	HUDSON
State	NC
Zip	28638-9724
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 1198 PG 1097 YR 97 ST 27.00
Legal Subdivision	C TOWNSEND & A TOWNSEND PROP
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	4
Census Block	4019
Census Tract	30700

Owner

Source: Caldwell County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2259 O J LN, HUDSON, NC 28638-9724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1997 · Amount on Record
Deed Sale	Aug 1, 1997 · Amount on Record
Deed Book / Page	1198 / 1097
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2259 O J LN, HUDSON, NC 28638-9724
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2259 O J LN, HUDSON, NC 28638-9724

Mortgage

Document Number	0020860878
Date	Jun 20, 2023
Book Page	2086/878
Instrument	10085629

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Jun 21, 2096

Interest

Rate Type	Fixed Rate
Rate	8.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	13.3%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,400 (-) Land $18,100 Building $120,300
2025	$1,169.00 (+65.58%)	$138,400 (+87.79%) Land $18,100 Building $120,300	$138,400 (+87.79%) Land $18,100 Building $120,300
2023		$73,700 (-) Land $18,100 Building $55,600	$73,700 (-) Land $18,100 Building $55,600
2022	$706.00	$73,700 Land $18,100 Building $55,600	$73,700 Land $18,100 Building $55,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on O J Ln

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