2271 FM 981, Leonard, TX 75452 Property Records

Fannin County property record for 2271 FM 981, Leonard, TX 75452

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,706 sqft · built 2019
Lot Size1.05 acres (45,782 sqft)
OwnerIndividual Name on Record
Tax Bill$4,181 (2024)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN9-0010-00A-01-LI

Property Details

APN / Parcel Number

Primary APN9-0010-00A-01-LI
Alternative APN
  • 125578

Interior

Full Baths3 Baths
Building Area2,706 sqft Living Area
1st Floor Area1,521 sqft
2nd Floor Area490 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialWood
Construction TypeWood Frame
Lot Area45,782 sqft (1.05 acres)
Garage TypeAttached
Garage Area714 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemElectric

Location & Zoning

Account Number9-0010-00A-01-LI
Street Address2271 FM 981
CityLEONARD
StateTX
Zip75452-4962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARDING ESTATES, BLOCK A, LOT 1, ACRES 1.051
Legal SubdivisionHARDING ESTATES
Legal BlockA
Legal Lot Number1
JurisdictionFANNIN TX
Township / Civil DivisionLEONARD
Census Block Group1
Census Block1026
Census Tract950701

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2271 FM 981, LEONARD, TX 75452-4962
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2024
Deed SaleSep 30, 2024
Prior SaleAug 18, 2021
Deed Document Number2024006386
Record UpdatedJun 8, 2026

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFANNIN TX
Recording DateAug 18, 2021
Property Address2271 FM 981, LEONARD, TX 75452-4962
Document Number2021006023
Map ReferenceCAB C SL 101
Instrument DateAug 12, 2021
Instrument2021006023
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 368, TRENTON, TX 75490-0368

Transferred To (Grantee/Buyer)

NameVerified Name
Address2271 FM 981, LEONARD, TX 75452-4962

Mortgage

Document Number2021006024
DateAug 18, 2021
Instrument2021006024
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFannin County
Unified School DistrictLeonard Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$520,030 (+9.11%) Land $91,750 Building $428,280$520,030 (+9.11%) Land $91,750 Building $428,280
2024$4,181.00
2023$476,590 Land $63,140 Building $413,450$476,590 Land $63,140 Building $413,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (2015–2020)
Claims Outside the SFHA1 of 10
Most Recent ClaimMar 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 74% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST LEONARD WSC
serves 2,733 people · EPA ID TX0740034
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
360 Broadband
Fiber · Fixed Wireless in parts of the area
2,000 / 2,000
Rise Broadband
Fixed Wireless
300 / 60
Starlink
Satellite
280 / 30

Nearby Properties on FM 981

Nearby Streets

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