Osceola County property record for 2270 Spring Lake Cir, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,080 sqft Living Area |
| Lot Size | 25,613 sqft (0.588 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $170,000 (2002) |
| Tax Bill | $2,113.00 (2024) |
| Primary APN | 08-26-31-3962-0001-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,694 sqft Gross Area |
| 1st Floor | 2,030 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 25,613 sqft (0.588 acres) |
| Depth X Width | 241 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 160 sqft Shed |
| Patio Area | 600 sqft Patio |
| Porch Area | 202 sqft Porch |
| Gazebo | 160 sqft Gazebo |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2270 SPRING LAKE CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8856 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LIVE OAK SPRINGS PB 2 PG 291 LOT 15 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | LIVE OAK SPRINGS |
| Legal Tract | 3962 |
| Legal Block | 150 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43301 |
Source: Osceola County records · APN 08-26-31-3962-0001-0150
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2270 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 25, 2022 | Intrafamily Transfer, Transfer · Stand Alone Second Mortgage ADDITION FINANCIAL CU |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2002 · Amount on Record |
| Deed Sale | Feb 06, 2002 · Amount on Record |
| Deed Book / Page | 1998 / 2726 |
| Last Transfer Date | Oct 18, 2022 |
| Transfer Doc | 0063051004 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 25, 2022 |
| Property Address | 2270 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856 |
| Document Number | 0063051004 |
| Book / Page | 6305 / 1004 |
| Map Reference | MB 2 PG 291 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 2022157411 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | PRIMERA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2270 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856 |
| Document Number | 0063051005 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 6305/1005 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 24, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2270 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856 |
| Document Number | 0056950698 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2270 SPRING LAKE CIR ST CLOUD FL 347718856, ST CLOUD, FL 34771-8856 |
| Document Number | 0056950698 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 005695/000698 |
| Instrument | 39596 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 18, 2035 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,282.00 (+8%) Homeowner's exemption | $150,194 (+5.99%) | $321,600 (+16.52%) Land $75,000 Building $246,600 |
| 2024 | $2,113.00 (+2.47%) | ||
| 2023 | $2,062.00 (+5.2%) Homeowner's exemption | $141,711 (+3%) | $276,000 (+13.25%) Land $55,000 Building $221,000 |
| 2022 | $1,960.00 Homeowner's exemption | $137,584 | $243,700 Land $55,000 Building $188,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 57% of the US · above 28% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 625 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures