Osceola County property record for 2260 Spring Lake Cir, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,115 sqft · built 1988 |
| Lot Size | 0.593 acres (25,831 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,000 (Mar 2025) |
| Tax Bill | $2,824 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-26-31-3962-0001-0160 |
| Primary APN | 08-26-31-3962-0001-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,115 sqft Living Area |
| Gross Area | 2,868 sqft |
| 1st Floor Area | 1,815 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,831 sqft (0.593 acres) |
| Lot Dimensions | 258 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 729 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2260 SPRING LAKE CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIVE OAK SPRINGS PB 2 PG 291 LOT 16 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | LIVE OAK SPRINGS |
| Legal Tract | 3962 |
| Legal Block | 160 |
| Legal Lot Number | 16 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43301 |
Source: Osceola County records · APN 08-26-31-3962-0001-0160
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2260 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2025 · Amount on Record |
| Deed Sale | Mar 19, 2025 · Amount on Record |
| Deed Document Number | 202534626 |
| Deed Book / Page | 6757 / 2 |
| Prior Transfer Date | Sep 01, 2015 |
| Prior Transfer Doc | 0048350451 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 19, 2025 |
| Property Address | 2260 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856 |
| Document Number | 0067570002 |
| Book / Page | 6757 / 2 |
| Map Reference | MB 2 PG 291 |
| Instrument Date | Mar 18, 2025 |
| Instrument | 2025034626 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,423.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6551 BASS HWY, SAINT CLOUD, FL 34771-8630 |
| Name | Verified Name |
|---|---|
| Address | 2260 SPRING LAKE CIR, SAINT CLOUD, FL 34771-8856 |
| Document Number | 0000067574 |
|---|---|
| Date | Mar 19, 2025 |
| Instrument | 6757/4 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2040 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,824.00 (+7.5%) | $187,816 (+5.99%) | $330,200 (+16.47%) Land $75,000 Building $255,200 |
| 2024 | $2,627.00 (+2.34%) | ||
| 2023 | $2,567.00 (+4.78%) Homeowner's exemption | $177,207 (+3%) | $283,500 (+13.72%) Land $55,000 Building $228,500 |
| 2022 | $2,450.00 Homeowner's exemption | $172,046 | $249,300 Land $55,000 Building $194,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 57% of the US · above 28% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 625 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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