2270 Nero Rock Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 2270 Nero Rock Rd, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,627 sqft · built 2022
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Company Names on File
Last Sale	$335,000 (Feb 2024)
Tax Bill	$1,909 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-01-12-0-001-027.004`

Property Details

APN / Parcel Number

Primary APN	`06-01-12-0-001-027.004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,627 sqft Living Area
1st Floor Area	2,627 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,101 sqft (1.77 acres)
Lot Dimensions	414 ft deep x 128 ft wide
Garage Type	Attached
Garage Area	888 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2270 NERO ROCK RD
City	ECLECTIC
State	AL
Zip	36024-3466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 ADAMS LANDING AT NERO ROCK PLAT 1 PB 25/P33
Legal Range	20E
Legal Township	20N
Legal Section	12
Legal Subdivision	ADAMS LANDING AT NERO ROCK PLAT 1
Legal Lot Number	9
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2061
Census Tract	30300

Owner

2270 Nero Rock Rd is owned by a company that bought it in February 2024 and is owner-occupied.

Source: Elmore County records, as of October 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	1009 CHRISTMAS CT, MIDLAND, GA 31820-4270
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
Oct 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Feb 9, 2024	Intrafamily Transfer, Transfer
Aug 14, 2020	Warranty Deed, Transfer · Line of Credit RENASANT BANK
Apr 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2024 · Amount on File
Deed Sale	Feb 9, 2024 · Amount on File
Prior Sale	Aug 14, 2020 · Amount on File
Deed Book / Page	2024 / 6109
Prior Transfer Date	Feb 8, 2024
Prior Transfer Doc	02024/6109
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	ECLECTIC, AL 36024
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 CHRISTMAS CT, MIDLAND, GA 31820-4270
Investor	Possibly a Property Investor

Mortgage

Document Number	02022/4257
Date	Jan 21, 2022
Book Page	2022/4257

Lender

Name	RENASANT BANK
Type	Bank
Address	MONTGOMERY, AL 36104

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Feb 5, 2023

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	ECLECTIC, AL 36024
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 CHRISTMAS CT, MIDLAND, GA 31820-4270
Investor	Possibly a Property Investor

Mortgage

Document Number	2022/62368
Date	Oct 18, 2022
Book Page	2022/62368

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELMORE AL
Recording Date	Feb 9, 2024
Property Address	ECLECTIC, AL 36024
Document Number	02024/6109
Book / Page	2024 / 6109
Map Reference	MB 25 PG 33
Instrument Date	Feb 8, 2024
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 CHRISTMAS CT, MIDLAND, GA 31820-4270

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1009 CHRISTMAS CT, MIDLAND, GA 31820-4270
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Aug 14, 2020
Property Address	ECLECTIC, AL 36024
Document Number	2020/56400
Book / Page	2020 / 56400
Map Reference	MB 25 PG 33
Instrument Date	Jul 30, 2020
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2196 NERO ROCK RD, ECLECTIC, AL 36024-3433

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1009 CHRISTMAS CT, MIDLAND, GA 31820-4270
Investor	Possibly a Property Investor

Mortgage

Document Number	0202056402
Date	Aug 14, 2020
Instrument	2020/56402

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 10, 2021

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Apr 12, 2017
Property Address	ECLECTIC, AL 36024
Document Number	2017/17066
Book / Page	2017 / 17066
Map Reference	MB 25 PG 33
Instrument Date	Apr 11, 2017
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 TWAIN CURV, MONTGOMERY, AL 36117-2255

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2196 NEROS ROCK RD, ECLECTIC, AL 36024-3433

Tax Assessment & Valuation

The 2025 property tax bill for 2270 Nero Rock Rd was $1,909 with exemptions applied, up 4.1% from the year before.

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,909.00 (+4.15%) Homeowner's exemption Senior Citizen's exemption	$104,140 (+6.99%)	$1,453,830 (+49.37%) Land $190,550 Building $1,263,280
2024	$1,833.00 (-63.01%) Homeowner's exemption Senior Citizen's exemption	$97,340 (-50.4%)	$973,330 (-0.81%) Land $190,550 Building $782,780
2023	$4,956.00 (+435.78%)	$196,246 (+430.39%) Land $38,110 Building $158,136	$981,230 (+430.39%) Land $190,550 Building $790,680
2022	$925.00	$37,000 Land $37,000	$185,000 Land $185,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2270 Nero Rock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2270 Nero Rock Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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