2196 Nero Rock Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 2196 Nero Rock Rd, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,239 sqft · built 2007
Lot Size	6.94 acres (302,306 sqft)
Owner	Individual Name on Record
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-13-0-001-002.008`

Property Details

APN / Parcel Number

Primary APN	`06-06-13-0-001-002.008`
Alternative APN	`640800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,239 sqft Living Area
1st Floor Area	2,448 sqft
Upper Floors Area	478 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	302,306 sqft (6.94 acres)
Garage Type	Attached
Garage Area	837 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	1,111 sqft
Deck Area	1,976 sqft
Patio Area	1,976 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2196 NERO ROCK RD
City	ECLECTIC
State	AL
Zip	36024-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE COR NW1/4 NE1/4 SEC 13 T20 R20; TH S 688'(S); SW 152.89'; NW 246.8'; SW 250' TO E R/W NERO ROCK RD; N'LY ALG R/W 640'(
Legal Range	020
Legal Township	020
Legal Section	13
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2060
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2196 NERO ROCK RD, ECLECTIC, AL 36024-3433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · VA Mortgage HOME SOUTHPARTNERS LLC
Dec 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 4, 2017
Transfer Doc	2017/21907
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	2196 NERO ROCK RD, ECLECTIC, AL 36024-3433
Transaction Type	Mortgage
Record Updated	Nov 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/94460
Date	Nov 10, 2021
Book Page	2021/94460

Lender

Name	HOME SOUTHPARTNERS LLC
Type	Mortgage Company
Address	SYLACAUGA, AL 35150

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2046

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	2196 NERO ROCK RD, ECLECTIC, AL 36024-3433
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/88515
Date	Dec 1, 2020
Book Page	2020/88515

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELMORE AL
Recording Date	May 11, 2017
Property Address	2196 NERO ROCK RD, ECLECTIC, AL 36024-3433
Document Number	2017/21907
Book / Page	2017 / 21907
Instrument Date	May 4, 2017
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2196 NERO ROCK RD, 2196, ECLECTIC, AL 36024-3433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2196 NEROS ROCK RD, ECLECTIC, AL 36024-3433

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00 (+2.7%)	$50,440 (+7%)	$562,240 (+11.15%) Land $74,640 Building $487,600
2024	$1,186.00 (-0.92%)	$47,140 (-7.65%)	$505,850 (-0.9%) Land $49,750 Building $456,100
2023	$1,197.00 (+39.02%)	$51,045 (+39.52%) Land $4,975 Building $46,070	$510,450 (+39.52%) Land $49,750 Building $460,700
2022	$861.00	$36,586 Land $3,722 Building $32,864	$365,860 Land $37,220 Building $328,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Windstream DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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