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227 Vine Cir, Loretto, TN 38469 Property Records

Lawrence County property record for 227 Vine Cir, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,375 sqft · built 1961
Lot Size0.613 acres (26,730 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (Sep 2020)
Tax Bill$739 (2023)
Deeds & MortgagesSep 2020 Sale & Mortgage
Apr 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN050151B A 02200

Property Details

APN / Parcel Number

Primary APN050151B A 02200
Alternative APN
  • 151B A 02200

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,375 sqft Living Area
1st Floor Area1,375 sqft
Basement Area300 sqft
Finished Basement300 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area26,730 sqft (0.613 acres)
Lot Dimensions162 ft deep x 165 ft wide
Garage TypeUnfinished
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area300 sqft
Deck Area368 sqft
Patio Area368 sqft
Utility Building168 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address227 VINE CIR
CityLORETTO
StateTN
Zip38469-2381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2; SUBDIVISION: CAPERTON & TAYLOR; BLOCK: E
Legal SubdivisionCAPERTON & TAYLOR SUBDIVISION
Legal BlockE
Legal Lot Number1-5
JurisdictionLAWRENCE TN
Township / Civil Division1
Census Block Group3
Census Block3036
Census Tract960700

Owner

227 Vine Cir is owned by two individuals who bought it in September 2020.

Source: Lawrence County records, as of May 12, 2026

Owner of Record2 Individual Names on File
Mailing Address25 FORD RD, LEOMA, TN 38468-5608
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE OF THE CAROLINAS
Apr 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 3, 2019Tax Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2020 · Amount on File
Deed SaleSep 3, 2020 · Amount on File
Prior SaleJun 3, 2019 · Amount on File
Deed Document Number20205077
Deed Book / Page605 / 388
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateSep 3, 2020
Property Address227 VINE CIR, LORETTO, TN 38469-2381
Document Number0000605388
Book / Page605 / 388
Map ReferenceMB 40 PG 176
Instrument DateSep 3, 2020
Instrument20005077
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 FORD RD, LAWRENCEBURG, TN 38418

Mortgage

Document Number0020005078
DateSep 3, 2020
Instrument20005078
Lender
NameTOWNE MORTGAGE OF THE CAROLINAS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAWRENCE TN
Recording DateApr 21, 2020
Property Address227 VINE CIR, LORETTO, TN 38469-2381
Document Number591262
Book / Page000591 / 000262
Instrument DateApr 20, 2020
Instrument2210
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address234 COLEM SPG LAWRENCEBURG TN 38464, LAWRENCEBURG, TN 38464

June 2019: Tax Deed, Foreclosure

Document TypeTax Deed
JurisdictionLAWRENCE TN
Recording DateJun 3, 2019
Property Address227 VINE CIR, LORETTO, TN 38469-2381
Document Number563871
Book / Page000563 / 000871
Instrument DateMay 29, 2019
Instrument2840
Transaction TypeForeclosure
Record UpdatedJun 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$92.87
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address130 N LOCUST AVE LAWRENCEBURG TN 384643734, LAWRENCEBURG, TN 38464-3734

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,600 Land $1,250 Building $30,350
2023$739.00$31,600 (-) Land $1,250 Building $30,350
2022$739.00$31,600 Land $1,250 Building $30,350$126,400 Land $5,000 Building $121,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 227 Vine Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Vine Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Skyline Telephone
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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