Lawrence County property record for 225 Vine Cir, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,332 sqft · built 1963 |
| Lot Size | 0.362 acres (15,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Feb 2025) |
| Tax Bill | $746 (2024) |
| Deeds & Mortgages | Oct 2018 Mortgage Sep 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050151B A 02100 |
| Primary APN | 050151B A 02100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,800 sqft (0.362 acres) |
| Lot Dimensions | 158 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Utility Building | 224 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 225 VINE CIR |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-2381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2; SUBDIVISION: CAPERTON & TAYLOR; BLOCK: H |
| Legal Subdivision | CAPERTON & TAYLOR SUBDIVISION |
| Legal Block | H |
| Legal Lot Number | 1-4 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 960700 |
225 Vine Cir is owned by two individuals who bought it in February 2025.
Source: Lawrence County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 821 N LOCUST AVE, LAWRENCEBURG, TN 38464-2803 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2018 | Deed of Trust, Mortgage LAWRENCEBURG FEDERAL BANK |
| Sep 25, 2020 | Loan Modification, Mortgage · Conventional Mortgage LAWRENCEBURG FED'L BK |
| Aug 14, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST VOLUNTEER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2025 · Amount on File |
| Deed Sale | Feb 27, 2025 · Amount on File |
| Prior Sale | Mar 22, 2021 · Amount on File |
| Deed Document Number | 20251117 |
| Deed Book / Page | 774 / 960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 225 VINE CIR, LORETTO, TN 38469-2381 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 546601 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 546/601 |
| Instrument | 18005370 |
| Name | LAWRENCEBURG FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAWRENCEBURG, TN 38464 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 225 VINE CIR, LORETTO, TN 38469-2381 |
| Document Number | 60832 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 571 WEAKLEY CREEK RD LAWRENCEBURG TN 384646019, LAWRENCEBURG, TN 38464-6019 |
| Document Number | 60832 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 000608/000032 |
| Instrument | 5587 |
| Name | LAWRENCEBURG FED'L BK |
|---|---|
| Type | Bank |
| Address | LAWRENCEBURG, TN 38464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 24, 2035 |
| Rate | 4.49% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Aug 14, 2018 |
| Property Address | 225 VINE CIR, LORETTO, TN 38469-2381 |
| Document Number | 541378 |
| Book / Page | 000541 / 000378 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 4135 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 920 HILLCREST ST LAWRENCEBURG TN 384644048, LAWRENCEBURG, TN 38464-4048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Apr 21, 2017 |
| Property Address | 225 VINE CIR, LORETTO, TN 38469-2381 |
| Document Number | 0000505264 |
| Book / Page | 505 / 264 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 17002051 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 VINE CIR, LORETTO, TN 38469-2381 |
| Document Number | 505266 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 505/266 |
| Instrument | 17002052 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,550 Land $1,250 Building $25,300 | ||
| 2024 | $746.00 (+19.94%) | ||
| 2023 | $622.00 | $26,550 (-) Land $1,250 Building $25,300 | |
| 2022 | $622.00 | $26,550 Land $1,250 Building $25,300 | $106,200 Land $5,000 Building $101,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 225 Vine Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 Vine Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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