Santa Cruz County property record for 227 Ventana Way, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,697 sqft · built 2001 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $1,463,000 (Apr 2018) |
| Tax Bill | $21,008 (2025) |
| Deeds & Mortgages | Apr 2018 Sale Jan 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-181-23 |
| Primary APN | 053-181-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,697 sqft Living Area |
| Gross Area | 3,117 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 7,144 sqft (0.164 acres) |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 227 VENTANA WAY |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SEASCAPE UPLANDS |
| Legal Lot Number | 22 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 122202 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 227 VENTANA WAY, APTOS, CA 95003-5537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 27, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Jan 11, 2017 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Jan 11, 2017 | Grant Deed, Transfer · ARM ADVANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Prior Sale | Jan 11, 2017 · Amount on Record |
| Deed Document Number | 201812733 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 27, 2018 |
| Property Address | 227 VENTANA WAY, APTOS, CA 95003-5537 |
| Document Number | 0000012733 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 12733 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,609.30 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 43 MONTANA LN MENLO PARK CA 940255928, MENLO PARK, CA 94025-5928 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 11, 2017 |
| Property Address | 227 VENTANA WAY, APTOS, CA 95003-5537 |
| Document Number | 0000001196 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 1196 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 15841 SIESTA VISTA DR SAN JOSE CA 951272718, SAN JOSE, CA 95127-2718 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 11, 2017 |
| Property Address | 227 VENTANA WAY, APTOS, CA 95003-5537 |
| Document Number | 0000001197 |
| Map Reference | MAP93 PG22 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 2017-0001197 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 227 VENTANA WAY, APTOS, CA 95003-5537 |
| Document Number | 0000001198 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 2017-0001198 |
| Name | ADVANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 10.8% |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,697,798 (+2%) Land $1,059,476 Building $638,322 | ||
| 2025 | $21,008.00 (+12.65%) Homeowner's exemption | $1,664,508 (+4.04%) Land $1,038,702 Building $625,806 | |
| 2023 | $18,649.00 (+2.01%) | $1,599,873 Land $998,368 Building $601,505 | $2,062,800 |
| 2022 | $18,282.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1982–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio, Etheric Networks, Razzolink, Surfnet Communications, T-Mobile.
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