221 Ventana Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 221 Ventana Way, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,849 sqft · built 2001
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on Record
Tax Bill$21,963 (2025)
Deeds & MortgagesNov 2020 Mortgage
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN053-181-22

Property Details

APN / Parcel Number

Primary APN053-181-22
Alternative APN
  • 053-181-22-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,849 sqft Living Area
Gross Area3,280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,187 sqft (0.165 acres)
TerrainSteep
View / LotOcean
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address221 VENTANA WAY
CityAPTOS
StateCA
Zip95003-5537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal SubdivisionSEASCAPE UPLANDS TR #1304
Legal Lot Number21
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1015
Census Tract122202

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address221 VENTANA WAY, APTOS, CA 95003-5537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Intrafamily Transfer, Transfer · VA Mortgage
LOW VA RATES LLC
Mar 19, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2020
Deed SaleNov 18, 2020
Prior SaleNov 30, 2015 · Amount on Record
Deed Document Number202049112
Prior Transfer DateMar 14, 2019
Prior Transfer Doc0000006919
Record UpdatedOct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateNov 18, 2020
Property Address221 VENTANA WAY, APTOS, CA 95003-5537
Document Number0000049112
Map ReferenceMB 93 PG 22
Instrument DateOct 27, 2020
Instrument2020-0049112
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIDELITY NATIONAL AGENCY SLN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 VENTANA WAY, APTOS, CA 95003-5537

Mortgage

Document Number0000049113
DateNov 18, 2020
Instrument2020-0049113
Lender
NameLOW VA RATES LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 19, 2019
Property Address221 VENTANA WAY, APTOS, CA 95003-5537
Document Number0000006919
Instrument DateMar 14, 2019
Instrument6919
Transaction TypeTransfer
Record UpdatedApr 3, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address221 VENTANA WAY APTOS CA 950035537, APTOS, CA 95003-5537

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,781,023 (+2%) Land $1,157,665 Building $623,358
2025$21,963.00 (+13.08%) Homeowner's exemption$1,746,102 (+4.04%) Land $1,134,966 Building $611,136
2023$19,422.00 (+2.01%) Homeowner's exemption$1,678,298 Land $1,090,894 Building $587,404$2,247,390
2022$19,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Cruzio, Etheric Networks, Razzolink, Surfnet Communications, T-Mobile.

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