Gilpin County property record for 227 Thorn Cir, Black Hawk, CO 80422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,990 sqft · built 2007 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $925,000 (Feb 2022) |
| Tax Bill | $4,347 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1711-162-00-033 |
| Primary APN | 1711-162-00-033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,990 sqft Heated Area |
| Gross Area | 5,667 sqft |
| 1st Floor Area | 2,574 sqft |
| Basement Area | 1,416 sqft |
| Finished Basement | 1,416 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 113,256 sqft (2.6 acres) |
| Garage Area | 1,096 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 581 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R005664 |
|---|---|
| Street Address | 227 THORN CIR |
| City | BLACK HAWK |
| State | CO |
| Zip | 80422-4245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 16 T: 2S R: 72W SUBD: MEADOWLAKE MTN ACRES LOT: 035 & 1/74 LTS 39-77-78-79 (LAKE) |
| Legal Range | 72W |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | MEADOWLAKE MTN ACRES |
| Legal Lot Number | 35 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 13802 |
227 Thorn Cir is owned and occupied by an individual who bought it in February 2022.
Source: Gilpin County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 227 THORN CIR, BLACK HAWK, CO 80422-4245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING LLC |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BBVA USA |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BBVA USA |
| Jul 3, 2018 | Warranty Deed, Transfer · Line of Credit COMPASS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on File |
| Deed Sale | Feb 22, 2022 · Amount on File |
| Prior Sale | Jul 3, 2018 · Amount on File |
| Deed Document Number | 2022171747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Feb 22, 2022 |
| Property Address | 227 THORN CIR, BLACK HAWK, CO 80422-4295 |
| Document Number | 0000171747 |
| Map Reference | MB 265 PG 127 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 171747 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 THOM CIRCLE, 227, BLACK HAWK, CO 80422 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4775 WHITE ROCK CIR APT B, B, BOULDER, CO 80301-5365 |
| Document Number | 0000171748 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 171748 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Number | 0000171749 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 171749 |
| Name | SOOPER CU |
|---|---|
| Type | Credit Union |
| Address | ARVADA, CO 80003 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 227 THORN CIR, BLACK HAWK, CO 80422-4295 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000169871 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 169871 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35233 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 227 THORN CIR, BLACK HAWK, CO 80422-4295 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000164935 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 164935 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35233 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Jul 3, 2018 |
| Property Address | 227 THORN CIR, BLACK HAWK, CO 80422-4295 |
| Document Number | 0000161637 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 161637 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 227 THORN CIR, BLACK HAWK, CO 80422-4295 |
| Document Number | 0000161639 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 161639 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 27, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0000161638 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 161638 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35233 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 227 Thorn Cir was $4,347, up 10.3% from the year before.
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,347.00 (+10.33%) | $58,980 (-0.03%) Land $9,380 Building $49,600 | $943,520 (+7.14%) Land $150,000 Building $793,520 |
| 2024 | $3,940.00 (+0.77%) | $59,000 (-) Land $9,460 Building $49,540 | $880,660 (-) Land $141,183 Building $739,477 |
| 2023 | $3,910.00 (+2.09%) | $59,000 (+12.47%) Land $9,460 Building $49,540 | $880,660 (+16.67%) Land $141,183 Building $739,477 |
| 2022 | $3,830.00 | $52,460 Land $5,560 Building $46,900 | $754,860 Land $80,000 Building $674,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 227 Thorn Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 227 Thorn Cir is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 78% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Visionary Broadband Fiber · Fixed Wireless | 300 / 300 |
| Nedernet Fixed Wireless | 100 / 100 |
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