Gilpin County property record for 172 Thorn Cir, Black Hawk, CO 80422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,813 sqft · built 1992 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Trust Name on File |
| Last Sale | $781,000 (Mar 2026) |
| Tax Bill | $3,750 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1711-162-00-046 |
| Primary APN | 1711-162-00-046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,813 sqft Heated Area |
| Gross Area | 2,962 sqft |
| 1st Floor Area | 1,232 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R005695 |
|---|---|
| Street Address | 172 THORN CIR |
| City | BLACK HAWK |
| State | CO |
| Zip | 80422-4295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 16 T: 2S R: 72W SUBD: MEADOWLAKE MTN ACRES LOT: 032 & 1/74 LTS 39-77-78-79 (LAKE) & IMPS |
| Legal Range | 72W |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | MEADOWLAKE MTN ACRES |
| Legal Lot Number | 32 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 13802 |
172 Thorn Cir is held in a trust since March 2026.
Source: Gilpin County records, as of April 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 474 FILLMORE CT, LOUISVILLE, CO 80027-2278 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 16, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 16, 2022 | Warranty Deed, Transfer |
| Apr 15, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 29, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on File |
| Deed Sale | Mar 17, 2026 · Amount on File |
| Prior Sale | Aug 16, 2022 · Amount on File |
| Deed Document Number | 2026180104 |
| Prior Transfer Date | Aug 12, 2022 |
| Prior Transfer Doc | 0000172927 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Mar 17, 2026 |
| Property Address | 172 THORN CIR, BLACK HAWK, CO 80422-4295 |
| Document Number | 0000180104 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 180104 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 172 THORN CIR, BLACK HAWK, CO 80422-4295 |
| Name | Verified Name |
|---|---|
| Address | 474 FILLMORE CT, LOUISVILLE, CO 80027-2278 |
| Document Number | 0000180105 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 180105 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Aug 16, 2022 |
| Property Address | 172 THORN CIR, BLACK HAWK, CO 80422-4295 |
| Document Number | 0000172927 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 172927 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2610 PAVO PL, 2610, COLORADO SPRINGS, CO 80906-1022 |
| Name | Verified Name |
|---|---|
| Address | 2610 PAVO PL, COLORADO SPRINGS, CO 80906-1022 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Aug 16, 2022 |
| Property Address | 172 THORN CIR, BLACK HAWK, CO 80422-4295 |
| Document Number | 0000172928 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 172928 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $74.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2610 PAVO PL, 2610, COLORADO SPRINGS, CO 80906-1022 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16312 GOLDENWOOD WAY, AUSTIN, TX 78737-9092 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 172 THORN CIR, BLACK HAWK, CO 80422-4295 |
| Document Number | 0000163436 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2019 |
| Title Company | TITLE 365 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 172 THORN CIR BLACK HAWK CO 804224295, BLACK HAWK, CO 80422-4295 |
| Investor | Possibly a Property Investor |
| Document Number | 0000163436 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 163436 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Jan 29, 2018 |
| Property Address | 172 THORN CIR, BLACK HAWK, CO 80422-4295 |
| Document Number | 0000160745 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 160745 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 172 THORN CIR BLACK HAWK CO 804224295, BLACK HAWK, CO 80422-4295 |
The 2025 property tax bill for 172 Thorn Cir was $3,750, up 12.5% from the year before.
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,750.00 (+12.48%) | $50,870 (+1.88%) Land $9,380 Building $41,490 | $813,880 (+9.21%) Land $150,000 Building $663,880 |
| 2024 | $3,334.00 (+0.76%) | $49,930 (-) Land $9,360 Building $40,570 | $745,220 (-) Land $139,690 Building $605,530 |
| 2023 | $3,309.00 (+31.47%) | $49,930 (+44.85%) Land $9,360 Building $40,570 | $745,220 (+50.26%) Land $139,690 Building $605,530 |
| 2022 | $2,517.00 | $34,470 Land $5,560 Building $28,910 | $495,950 Land $80,000 Building $415,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 172 Thorn Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 172 Thorn Cir is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 78% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Visionary Broadband Fiber · Fixed Wireless | 300 / 300 |
| Nedernet Fixed Wireless | 100 / 100 |
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